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Converting Non Standard Construction to standard build for mortgage

I recently purchased a property on auction without realising it was a non standard build. 

My plan is to refurbish and get a buy to let mortgage afterwards. 

I would like to find out if anyone has done this and how much the repair is likely to cost. Also if with a PCR certificate, the property can be viewed as normal standard build. 

Thank you 
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Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,147 Forumite
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    Whats the current construction? Is it the whole property or part of it?
  • eddddy
    eddddy Posts: 17,746 Forumite
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    edited 21 March 2023 at 4:35PM

    I believe there are different types of PRC building systems. Some types can be repaired, but it's not economic/viable to repair other types.

    So you probably need to get a survey and quotes for your specific house to get a reasonable idea of costs.

    Is the house detached, semi or terraced? If it's semi or terraced, you might not be able to get a certificate unless the house it's attached to is repaired as well.

    So it might only ever be suitable for a cash buyer, or for demolishing and rebuilding (which might be difficult if it's joined to another PRC house).


  • lincroft1710
    lincroft1710 Posts: 18,612 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AgapeKer said:
    I recently purchased a property on auction without realising it was a non standard build. 

    My plan is to refurbish and get a buy to let mortgage afterwards. 

    I would like to find out if anyone has done this and how much the repair is likely to cost. Also if with a PCR certificate, the property can be viewed as normal standard build. 

    Thank you 
    You need to give far more details for anyone to even hazard a guess as to possible cost. Size of property, whereabouts in UK. what exactly the construction is, etc 
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • Mr.Generous
    Mr.Generous Posts: 3,912 Forumite
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    If its PRC as opposed to something to do with a covid test PCR - then you can see at a glance the construction is effectively single skin because there are no (or very narrow) window ledges inside the house. Did you actually visit the property, look at the legal pack or view the listing? I would imagine the cost to convert would be extortionate. Just let it your self. I wonder what the ERPC is like for single skin too. Might be worth checking that out as the lowest 2 ratings can't be let.
    Mr Generous - Landlord for more than 10 years. Generous? - Possibly but sarcastic more likely.
  • Grizebeck
    Grizebeck Posts: 3,967 Forumite
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    edited 21 March 2023 at 5:03PM
    Take a picture and should be able to tell you what type of PRC it is
    how on earth did you buy a house and not realise it was Non standard construction?
    Some PRC's are better then others
  • mi-key
    mi-key Posts: 1,580 Forumite
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    AgapeKer said:
    I recently purchased a property on auction without realising it was a non standard build

    My plan is to refurbish and get a buy to let mortgage afterwards. 

    I would like to find out if anyone has done this and how much the repair is likely to cost. Also if with a PCR certificate, the property can be viewed as normal standard build. 

    Thank you 
    That is why it was being sold at auction... 
  • housebuyer143
    housebuyer143 Posts: 4,124 Forumite
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    Photo? Was it a Cornish house? If so, these are routinely changed to brick even if the joining property isn't done.  It's not cheap (I saw it quoted at £50k) but it is possible. 
  • Grizebeck
    Grizebeck Posts: 3,967 Forumite
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    mi-key said:
    AgapeKer said:
    I recently purchased a property on auction without realising it was a non standard build

    My plan is to refurbish and get a buy to let mortgage afterwards. 

    I would like to find out if anyone has done this and how much the repair is likely to cost. Also if with a PCR certificate, the property can be viewed as normal standard build. 

    Thank you 
    That is why it was being sold at auction... 
    And why people should do due diligence
    Nothing wrong with some non standard houses. You just have to know
  • theartfullodger
    theartfullodger Posts: 15,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AgapeKer said:

    Converting Non Standard Construction to standard build for mortgage

    That usually/often requires knocking the place down & building a replacement property.

    Just don't bother with a mortgage, buy as a (genuine) cash buyer.
  • user1977
    user1977 Posts: 17,246 Forumite
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    mi-key said:
    AgapeKer said:
    I recently purchased a property on auction without realising it was a non standard build

    My plan is to refurbish and get a buy to let mortgage afterwards. 

    I would like to find out if anyone has done this and how much the repair is likely to cost. Also if with a PCR certificate, the property can be viewed as normal standard build. 

    Thank you 
    That is why it was being sold at auction... 
    There might be additional reasons which the OP is still to find out about!
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