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L and G Fund choice: 133 Available

L and G Fund choice: 133 Available 6 votes

Multi Asset 3
66% 4 votes
L&G PMC North America Equity Index 3
16% 1 vote
Fund name L&G PMC Japan Equity Index 3
16% 1 vote
Fund name L&G PMC Global Real Estate Equity Index 3
0% 0 votes

Comments

  • dozywalia
    dozywalia Posts: 12 Forumite
    Seventh Anniversary First Post Combo Breaker
    edited 17 March 2023 at 5:56PM
    My workplace salary sacrifice goes to multi asset 3 fund. 

    I am 38 and thinking to invest the max in 100% equities as I got another 15-20 years for retirement

    I got 133 Funds available but chose only 23 equity Funds above that have management charge of less than 0.25%

    I am new to all this. 
    Any advice will be appreciated. 

    Can somebody please help me choose funds for future salary sacrifice. 
    Many thanks 
  • InvesterJones
    InvesterJones Posts: 1,611 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    I'm not sure that first post has worked out quite how you wanted it, I'm struggling to understand it.

    For advice specific to your circumstances, see an independent financial advisor: https://www.moneysavingexpert.com/savings/best-financial-advisers/

  • dozywalia
    dozywalia Posts: 12 Forumite
    Seventh Anniversary First Post Combo Breaker
    I'm not sure that first post has worked out quite how you wanted it, I'm struggling to understand it.

    For advice specific to your circumstances, see an independent financial advisor: https://www.moneysavingexpert.com/savings/best-financial-advisers/

    I am just trying to find out the best fund from above to invest my pension in.. 
  • dunstonh
    dunstonh Posts: 121,155 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • masonic
    masonic Posts: 29,358 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    dozywalia said:
    I am 38 and thinking to invest the max in 100% equities as I got another 15-20 years for retirement

    I got 133 Funds available but chose only 23 equity Funds above that have management charge of less than 0.25%
    This is a reasonable approach to take if you have the risk tolerance for it. A low cost all-world index fund would have been the ideal, but you have a developed world index fund in that selection, and could pick up a small amount of emerging markets exposure (no option in the above list, but perhaps you'll need to pay a little more), and/or smaller companies, etc according to your taste.
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