CCJ help

in Credit file & ratings
5 replies 215 views
Can someone please clarify something for me? I took a former employer to court over unpaid wages (I am a self employed electrician) and unfortunately lost because I basically couldn't prove the work had taken place. Anyway, I now have a CCJ on my credit file. Is this correct? I didn't realise I would have one if I was the one making the claim. Is this something I can dispute? 

Thanks in advance,


  • edited 16 March at 11:11AM
    MorningcoffeeIVMorningcoffeeIV Forumite
    628 Posts
    500 Posts Name Dropper
    edited 16 March at 11:11AM
    Find out what the CCJ is for.

    Someone made and won a claim against you.
  • penners324penners324 Forumite
    2K Posts
    1,000 Posts Fourth Anniversary Name Dropper
    Did they counter claim?
  • Manchesterlad87Manchesterlad87 Forumite
    13 Posts
    Fourth Anniversary First Post
    It doesn't say on my credit report what it is for but it is the same time as this claim.

    They didn't counter claim no. I just paid the court fees.
  • sourcratessourcrates Forumite
    26.6K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Check with the court, looks as though an error has occurred, a judgement should only appear on your file if someone takes action against you, and you lose.
    Ex MSE Board Guide.

    More than a third of IVA`s fail....fact.
    Could A Debt Relief Order help you ?
    Never pay a fee for a Debt Management Plan.
    For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
  • cymruchriscymruchris Forumite
    4K Posts
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    What's the value of the CCJ in comparison to what you were claiming? Are the figures the same?

    As above - you need to contact the court to find out who the claimant was, to see if it's related to your action, and is an error that needs correcting, or whether someone unrelated took out a CCJ against you at a similar time that's been awarded in your absence without the relevant paperwork being completed by you. 
    An ex-bankrupt on a journey of recovery. Feel free to send me a DM reference credit building credit cards from the usual suspects :) Happy to help others going through what I've been through!
Sign In or Register to comment.
Latest MSE News and Guides

Did you know there's an MSE app?

It's free & available on iOS & Android


Regifting: good idea or not?

Add your two cents to the discussion

MSE Forum

Energy Price Guarantee calculator

How much you'll likely pay from April

MSE Tools