What tools should I replace?

Eldi_Dos

mi-key said:

My best tool though is probably my electric concrete breaker, I reckon about half the neighbours around me have borrowed it at some point

Have you got good LP included in your house insurance incase some well intentioned neighbour whacks a service and decides it is your fault as you loaned them the tool ?

If someone bought a concrete breaker from a shop, and hit a service, would they go to the shop and try and blame them for selling it to them? I don't think I have anything to worry about 

The reason I was prompted to make post was I was once on a job when a subbies labourer came up and asked if he could borrow a hacksaw, as it was right beside me I did not like to say no, but told him I wanted it back in twenty minutes as I would need it then.
About a hour later some gaffers and foremen were wandering around with concerned looks on their faces, turned out the labourer had cut a couple of cables in the wrong place.When the investigation was getting done I got drawn into it and got criticised for giving a numpty a hacksaw, so I have always been wary who I lend tools to since.
A couple of weeks later I bumped into the subbie and he ribbed me about it.

mi-key

Eldi_Dos said:

mi-key said:

My best tool though is probably my electric concrete breaker, I reckon about half the neighbours around me have borrowed it at some point

Have you got good LP included in your house insurance incase some well intentioned neighbour whacks a service and decides it is your fault as you loaned them the tool ?

If someone bought a concrete breaker from a shop, and hit a service, would they go to the shop and try and blame them for selling it to them? I don't think I have anything to worry about 

The reason I was prompted to make post was I was once on a job when a subbies labourer came up and asked if he could borrow a hacksaw, as it was right beside me I did not like to say no, but told him I wanted it back in twenty minutes as I would need it then.
About a hour later some gaffers and foremen were wandering around with concerned looks on their faces, turned out the labourer had cut a couple of cables in the wrong place.When the investigation was getting done I got drawn into it and got criticised for giving a numpty a hacksaw, so I have always been wary who I lend tools to since.
A couple of weeks later I bumped into the subbie and he ribbed me about it.

I don't think anyone could actually be held liable for lending someone a tool if they then did something stupid or had an accident with it. 

plumb1_2

It’s like if you lend  a garden axe to your neighbour who wants to cut some branches off a tree. Do you carry out a risk assessment, and ask him to go for a mental health check. Just in a case he attacks his wife with it.

No you don’t and won’t be held accountable.

Eldi_Dos

But what if the guy with the axe is called Eugene.