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Keeping track of interest rates on multiple accounts

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  • Slinky
    Slinky Posts: 11,003 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 17 March 2023 at 3:45PM
    Goldenyears said:
    The file exists only on a separate encrypted USB stick and never on desktop/laptop/cloud.
    OH used to do this with a small USB stick, which was great until it went missing. I think it got caught up with the Sunday newspapers and went in the recycle bin.  Cue having to change a whole load of passwords etc and rebuild the info.

    We now have the file on an external hard drive wirelessly which is the size of a housebrick.

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  • gingercordial
    gingercordial Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    subjecttocontract said:
    It's interesting that nobody has said they have their accountant or financial adviser deal with that for them. Everyone seem to operate a DIY system.
    In my case it's because I am an accountant!
  • Angelica123
    Angelica123 Posts: 299 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    I am currently using YNAB to budget and I put the interest rate within the name of each account.
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Angelica123 said:
    I am currently using YNAB to budget and I put the interest rate within the name of each account.
    Me too

    I also put a red flag against each interest payment for the current tax year so I can see how much interest I have accrued.
    Not Rachmaninov
    But Nyman
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