We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Guardian - Mother was scammed out of £29,000, but Lloyds showed little empathy

13»

Comments

  • hoc said:
    We not only fund the mistakes of these people we have to put up ever superfluous questions, warning messages and confirmation prompts when setting up and making payments.
    .
    .
    .
    .
     If the bank had closed her account it would have been framed as some sort of discrimination.
    "these people"?

    Care to elaborate what you mean by this term?
  • LunaLater
    LunaLater Posts: 140 Forumite
    100 Posts First Anniversary Name Dropper
    I agrée with the posters who say that the banks should not compensate the victim. The bank did not scam them. The bank warned them that something was wrong. The bank told them not to do it.

    The bank followed the customer’s request to the letter.
  • pridehappy
    pridehappy Posts: 340 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    From my point of view, if the individual had sent the money knowing there was a risk behind it, then Lloyds should not have been held responsible. Although, if the individual followed all of the protections and tips Lloyds gives, they should be accountable.

    However, I know first-hand just how terrible Lloyds' service is and their attitude towards customers - they'll do anything to get out of situations where they are responsible. It's not even just on large sums of money either, something as simple as a card and payments issues and they don't take responsibility.


  • DiamondLil
    DiamondLil Posts: 742 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    hoc said:
    We not only fund the mistakes of these people we have to put up ever superfluous questions, warning messages and confirmation prompts when setting up and making payments.
    .
    .
    .
    .
     If the bank had closed her account it would have been framed as some sort of discrimination.
    "these people"?

    Care to elaborate what you mean by this term?

    Presumably those who are too lazy/greedy to do their homework before parting with large sums of money.
  • hoc said:
    We not only fund the mistakes of these people we have to put up ever superfluous questions, warning messages and confirmation prompts when setting up and making payments.
    .
    .
    .
    .
     If the bank had closed her account it would have been framed as some sort of discrimination.
    "these people"?

    Care to elaborate what you mean by this term?
    What do you think they meant by that term?
  • robatwork
    robatwork Posts: 7,274 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hoc said:
    We not only fund the mistakes of these people we have to put up ever superfluous questions, warning messages and confirmation prompts when setting up and making payments.
    .
    .
    .
    .
     If the bank had closed her account it would have been framed as some sort of discrimination.
    "these people"?

    Care to elaborate what you mean by this term?
    What do you think they meant by that term?
    Hoping for a soupçon of faux outrage at a reply that hinted at immigration I expect. It's all the rage at the moment.
  • sheramber
    sheramber Posts: 23,019 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    the banks can't win as this thread shows 

    https://forums.moneysavingexpert.com/discussion/6432137/chase-blocking-new-transfer#latest

    They are at fault if they and at fault if they don't


  • hoc said:
    We not only fund the mistakes of these people we have to put up ever superfluous questions, warning messages and confirmation prompts when setting up and making payments.
    .
    .
    .
    .
     If the bank had closed her account it would have been framed as some sort of discrimination.
    "these people"?

    Care to elaborate what you mean by this term?
    Careful, your prejudices are showing…
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.3K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.