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Zopa Laddering RIP

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oh no. Small disaster with a change from Zopa. From today you can only pay into Boosted accounts where you have not given notice.  If a boosted pot has a notice on then you have to wait until it finishes before you can pay into it.

That's the end of laddering then. 
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Comments

  • Stargunner
    Stargunner Posts: 988 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 6 March 2023 at 9:46AM
    Where have you been for the last week?
  • md458
    md458 Posts: 29 Forumite
    Part of the Furniture 10 Posts Combo Breaker

    It's easy to miss stuff like this.
    It is indeed, the search facility on the forums probably isn't as good as it could be? Searching for Zopa doesn't bring up the thread(s) from last week unless you change to Newest. The longest thread that related to not being able to move to pots started with the change in interest rate aswell, so not obvious that the info was out there.
  • jimexbox
    jimexbox Posts: 12,480 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The 95 day notice wasn't changed last Friday. So the 31 day at 3.31 AER is the now the sweet spot for me. 
  • Qyburn
    Qyburn Posts: 3,580 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    One of the earlier threads ontained a screenshot suggesting that it "might" become available again.
    https://forums.moneysavingexpert.com/discussion/6428601/zopa-interest/p2

    Short term the easy answer is just don't update the app.
  • Oasis1
    Oasis1 Posts: 737 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Just noticed this today. Sad times.
  • Really struggling with the ZOPA App abroad. I get to the "Hi page" but then it just gives you the spinning circle forever. Every other banking app seems to work fine.
  • ToastLady
    ToastLady Posts: 460 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Really struggling with the ZOPA App abroad. I get to the "Hi page" but then it just gives you the spinning circle forever. Every other banking app seems to work fine.
    Either use a VPN or wait until after 8 am UK time to access app.
  • Thanks for this thread. I've only just discovered that I can no longer transfer money into a boosted pot for which I've given notice, which is a real shame. I wish I had received a notice of T&C changes from Zopa or something rather than finding out through the forum. Oh well.

    Really struggling with the ZOPA App abroad. I get to the "Hi page" but then it just gives you the spinning circle forever. Every other banking app seems to work fine.
    Hopefully you can access now? I'm abroad atm and have been able to access my Zopa account through the app. I transferred some money from my current account into Zopa and that only appeared on the following day. Not sure if it has something to do with me being abroad atm but I know other have reported delays beyond the stated 2 hours window.
  • alibean121
    alibean121 Posts: 259 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    FYI anyone mourning their Zopa ladder, I was just checking on when I can get all my stray pounds out and noted the ladder would now work again - transfers into boosted pots are available again. I haven't been tending to mine and I just gave notice on everything at once when this happened and it's not really worth it for me to get it going again but it may be of interest to someone!
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