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Zopa interest

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24

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  • I'm on Android and have just managed to move a small amount into a Boosted Pot, which already has notice on it.

    The stipulation seems to be that you can only move money into an already Boosted Pot from an Access Pot.


    £6000 in 2023
  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    I'm on Android and have just managed to move a small amount into a Boosted Pot, which already has notice on it.

    The stipulation seems to be that you can only move money into an already Boosted Pot from an Access Pot.


    That does no longer work on iOS since the last update, which was released just yesterday
  • Qyburn
    Qyburn Posts: 3,580 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Qyburn said:
    Zopa ladder loophole blocked. 
    In what way?
    The latest app update does not allow you to deposit money into a pot upon which notice has been given.
    Cheers, not the end of the world for what I'm doing. I was looking around to see what's different, the only thing seemed to be you can't give notice on a pot with zero balance.
    On IOS I have v1.58.0, on Android a release of 1.56.0.
  • Exodi
    Exodi Posts: 3,890 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    fwdrew said:
    Zopa ladder loophole blocked. 
    That's a shame. Well that saves me transferring my money back to them now as that was the only good thing going for them. They are not far off other rates now on the accessible. Annoying that I like many others area going have a to wait now for a load of pots to reach their date now. Don't think i will bother with them now. If only there was a way to roll back an app update .
    Bit unfair, no?

    They've generally been near the top of easy access savings accounts all year. I also find them to be faster than some other banks - for example when I withdraw money on Tandem, it can take hours to show in my current account, with Zopa it's instant.
    Know what you don't
  • Band7
    Band7 Posts: 2,285 Forumite
    1,000 Posts Name Dropper
    edited 28 February 2023 at 10:15AM
    Investec 90 days is 3.55%, but min £5k deposit. I don't know how easy or otherwise they are to use. https://savings.investec.com/notice-saver
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 28 February 2023 at 10:15AM
    Moving money into a pot with notice given now not an option in Android either (for me anyway) 😭

    Odd as no update of app since 22nd. Maybe this has just been turned in server side.

    ETA: or to put it another way, trying to get around this by not updating the app won't help.
  • wiseonesomeofthetime
    wiseonesomeofthetime Posts: 2,517 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 28 February 2023 at 10:22AM
    Band7 said:
    Qyburn said:
    Zopa ladder loophole blocked. 
    In what way?
    The latest app update does not allow .....
    So far, it's only been reported for iOS. Android still appears to work. So there's an outside chance they made a mistake in the iOS app.......
    Alas it is not an error.

    Those that can still do it clearly do not have automatic updates on their apps as, once the app is updated, as was mine yesterday on Android, the ability to transfer has gone.

    Android app 1.59.0
  • k_man said:
    Moving money into a pot with notice given now not an option in Android either (for me anyway) 😭

    Odd as no update of app since 22nd. Maybe this has just been turned in server side.

    ETA: or to put it another way, trying to get around this by not updating the app won't help.
    My app updated to 1.59.0 yesterday, yet the detail in the Play Store shows last update 22 Feb 2023. Clearly untrue as my update list shows the app was updated 27 Feb 2023.
  • Band7 said:
    Qyburn said:
    Zopa ladder loophole blocked. 
    In what way?
    The latest app update does not allow .....
    So far, it's only been reported for iOS. Android still appears to work. So there's an outside chance they made a mistake in the iOS app.......
    Alas it is not an error.

    Those that can still do it clearly do not have automatic updates on their apps as, once the app is updated, as was mine yesterday on Android, the ability to transfer has gone.

    Android app 1.59.0
    Strange, I do have automatic updates on, but it's not updated yet. Still on app v1.58.0
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