Travel insurance

diystarter7

Hi

We have pre-existing conditions age around 60,  came off the phone this morning to staysure as conditos are complex.

We look very able and Mrs Diy walks for just over a mile at least 6 days a week but appt re elbow pain so not covered.

We were quoted 650-ish for the year world wide

We ret from usa/india March 2019 and i think we paid around 250 with the same co/staysure - the only difference now is we are 3 yrs old

Will shop around. Noted that you can get online disount of 20% but i had to call due to complex nature of health.
I have ankle pain at times when carrying out half mile jogs at speed and waiting appt, so this was not covered.

sheramber

With an undiagnosed condition the insurance underwriter cannot assess the risk as to what may arise due to it and what treatment/ cost  it might entail.

That pain may be muscle  strain, arthritis or cancer  or something else.

Until it is known what is causing the pain the risk to the insurer cannot be assessed.

diystarter7

sheramber said:

With an undiagnosed condition the insurance underwriter cannot assess the risk as to what may arise due to it and what treatment/ cost  it might entail.

That pain may be muscle  strain, arthritis or cancer  or something else.

Until it is known what is causing the pain the risk to the insurer cannot be assessed.

Hi

Exactly that. A pain in the shoulder may be just a sprain but it could also be life threanting/limiting etc, therefore until a diagnosis, some may not want to offer cover depending on your age and other health details.

The USA, never go without proper insurance unless you dont have a penny to your name as they will hunt you down for every cent and their bills for a quick visit to their A&E and meds are massive, never mind someon being a bit more than minior.

Thnaks