Bank switch query

19 Posts

Do any of the current switch bonus offers NOT automatically close your old account?
Been with FD for years but I want a second account for bills and food shopping transactions as I'm trying to plan for the next year, with a bit of flexibility. Really anxious about something going wrong if my old account is closed. I would like to use it as a place for everything to go in and chunks go out for certain things. With all the price rises, I need to separate my expenses or will struggle.
Been with FD for years but I want a second account for bills and food shopping transactions as I'm trying to plan for the next year, with a bit of flexibility. Really anxious about something going wrong if my old account is closed. I would like to use it as a place for everything to go in and chunks go out for certain things. With all the price rises, I need to separate my expenses or will struggle.
I would be paying in 1300 a month to bills account which gives me between 10 and 100 spare for unforeseen expenses.
That leaves me with 600 ish to cover my train to work 1 to 4 days per week, sundries and a bit of fun money. This is currently fielded into a chase account weekly with 1% cashback and round up. This has worked really well for me in past 2 months to plan weekly!
I want to keep my FD account as a back up/safe place/dump for income. Ultimate goal, maximise some offers!
I want to keep my FD account as a back up/safe place/dump for income. Ultimate goal, maximise some offers!
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So a partial switch won't trigger any offers.
If you want to keep your old account don't switch it. Open another account (you say you want another!) and switch that.