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Marvellous March's NSD Challenge!
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At last another one, bringing me to 10, I might just do it by the end of the monthMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
2 more to add for saturday and today thanks cathybird x3
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MarchOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
March targets
beanielou 19/15
bekah89 14/15
cathybird 23/15
cherry 22 14/18
craftingmad 2/15
Crazycatlady2 17/20
GeorgianaCavendish 18/20
jammy dodger 18/20
KajiKita 15/15
leftatthetrafficlights 17/20
LittleMissDetermined 16/17
Makingabobor2 10/15
Money Choices 10/10
MrsCautious 12/20
QueenJess 14/18
Rupacomp 15/18
Saver-upper 10/15
Scowles 10
short bird 17/18
Newcomers welcome
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NSD #18 today3
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NSD today!Savings goal by 31/12/24: £22000
Dec 23: £6945.233 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well done LittleMissDetermined, KajiKita, Crazycatlady2, MrsCautious, Saver-upper, Money Choices, Makingabobor2, jammy dodger, GeorgianaCavendish, Rupacomp and beanie
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Another NSD Sunday.2025 decluttering: 3,896🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 333🥉🥈🥇💎🏆
Big kitchen declutter challenge 107/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
NSD today - declaring early!As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Early call for a NSD today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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