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Dealer requires insurance before they can register and tax new vehicle.

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  • SpudGunPaul
    SpudGunPaul Posts: 300 Forumite
    100 Posts First Anniversary Name Dropper
    I wonder if this is the reason so many cars are untaxed?
    Hi

    You don't need insurance to have a car taxed

    Thanks
    But if it's taxed it needs to be insured under the continuous insurance law. 
  • CliveOfIndia
    CliveOfIndia Posts: 2,557 Forumite
    1,000 Posts Second Anniversary Name Dropper
    I wonder if this is the reason so many cars are untaxed?
    Hi

    You don't need insurance to have a car taxed

    Thanks
    Depends on the timings.  If you apply for the tax online, then the system will check that there is insurance and MOT in place, and it won't let you tax the car if they're not both present.
    Of course, if say your insurance has one month left to run when you apply for tax then it'll let you tax it, but when your insurance expires it won't automatically "remove" the tax, so to speak - though you're then leaving yourself open to getting flagged on an ANPR camera for no insurance.

  • Car_54
    Car_54 Posts: 8,864 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    I wonder if this is the reason so many cars are untaxed?
    Hi

    You don't need insurance to have a car taxed

    Thanks
    Depends on the timings.  If you apply for the tax online, then the system will check that there is insurance and MOT in place, and it won't let you tax the car if they're not both present.
    Of course, if say your insurance has one month left to run when you apply for tax then it'll let you tax it, but when your insurance expires it won't automatically "remove" the tax, so to speak - though you're then leaving yourself open to getting flagged on an ANPR camera for no insurance.

    Apart from being flagged by ANPR for 'using' the car without insurance, you may also get a penalty through the post for 'keeping' it, which is a separate offence.
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