Dealer requires insurance before they can register and tax new vehicle.

2pints

So I will be getting a new car next month and the dealer has emailed me the following,

"Here are some other important pieces of information. I do not require a copy of this insurance, however I do Require confirmation that this has been done so we can tax and register the car.

 

((As this is a New Vehicle Registration, you will be required to phone the Insurance. As the vehicle is not taxed or registered the details will not automatically pop up on the Insurers side and will not usually be available to change online.))"

Now I've had a few new cars from this company before (different town this time) and never had to do the above before. I did phone the dealer up and asked to speak to the rep, but he was with a customer and hasn't phoned back as yet.

The date of delivery is still to be confirmed so I cannot insure the new car until I have the date and previously the dealer insured the car for a few days until I changed the details with my insurance company.

Has anyone had to do it like the above?

Cheers

binao

You  may receive conflicting posts.

Why not await the rep to fone?

Goudy

Dealers have a list of reg numbers and they will assign one to your new vehicle before they attempt to regisiter it..

When they fill in the V55/4 to register it with DVLA, they add this to the form but before that they give the reg number to you so you can insure it.

If you were doing this yourself say for a personal import, you would leave this blank and DVLA would issue a number at the time of registration but you would still need to insure it before hand.
You usually do this on it's VIN. Most insurance companies allow this for a short period.

HHarry

Every car I’ve bought from a Main Dealer has required insurance at pickup.  Usually they’ve had a 7 days free offer that I’ve used.

When I’ve bought from a non-branded dealer I’ve never been asked for insurance (although when I picked up a car last month they did ask me to tax it before leaving).

I’m not sure what the difference is, but you’ll need insurance to drive it home so does it cause you a problem?

2pints

Goudy said:

Dealers have a list of reg numbers and they will assign one to your new vehicle before they attempt to regisiter it..

When they fill in the V55/4 to register it with DVLA, they add this to the form but before that they give the reg number to you so you can insure it.

If you were doing this yourself say for a personal import, you would leave this blank and DVLA would issue a number at the time of registration but you would still need to insure it before hand.
You usually do this on it's VIN. Most insurance companies allow this for a short period.

They have given me the Reg number and VIN number, but I don''t get why they need me to inform my insurance before they can tax and register it, never had to do that before and as I said, I don't have the delivery date as yet, so cannot really insure until then anyway.

Car_54

HHarry said:

Every car I’ve bought from a Main Dealer has required insurance at pickup.  Usually they’ve had a 7 days free offer that I’ve used.

When I’ve bought from a non-branded dealer I’ve never been asked for insurance (although when I picked up a car last month they did ask me to tax it before leaving).

I’m not sure what the difference is, but you’ll need insurance to drive it home so does it cause you a problem?

My experience has been exactly the opposite!
My last six or seven cars (including the latest one, last week) have all been from franchised dealers, and I have never been asked about insurance, except for one or two who asked whether I needed seven days 'drive way' cover.

Stateofart

I've never been asked to prove insurance.  It's none of their business. 

daveyjp

How it has worked for me for 20 years.

You need insurance to tax a car.  Many main dealers sometimes offer 7 days cover on new and used cars so it can be taxed.

If no 7 day cover is offered you insure the car from the day it is due to be collected.  The car is then taxed online on the day you pick it up and on that day the insurance changes from your old vehicle to your new one.

SpudGunPaul

daveyjp said:

How it has worked for me for 20 years.

You need insurance to tax a car.  Many main dealers sometimes offer 7 days cover on new and used cars so it can be taxed.

If no 7 day cover is offered you insure the car from the day it is due to be collected.  The car is then taxed online on the day you pick it up and on that day the insurance changes from your old vehicle to your new one.

Do you, who checks you have it?

comeandgo

daveyjp said:

How it has worked for me for 20 years.

You need insurance to tax a car.  Many main dealers sometimes offer 7 days cover on new and used cars so it can be taxed.

If no 7 day cover is offered you insure the car from the day it is due to be collected.  The car is then taxed online on the day you pick it up and on that day the insurance changes from your old vehicle to your new one.

I’ve taxed a car that unknown to me had no insurance, insurance company had cancelled the insurance and I had not yet read the letter telling me so, so I’d disagree, car was taxed and had no insurance.

sheramber

Are you in Northern Ireland?

https://www.gov.uk/vehicle-registration/new-registrations

Supporting documents needed for all vehicles

................

• an insurance certificate or cover note (if you’re registering the vehicle to an address in Northern Ireland)