We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
House near rail line
Options

BMTH
Posts: 86 Forumite

Hi, we are FTB and we've seen a house we really like the look of. It's a semi-detached 3 bed well within our budget which we've requested a viewing on. The only issue is it backs onto a mainline for trains. Commuter trains will be running all day (not sure about the night but imagine there will be some). Me and my partner have spoke and we've agreed if the house feels and looks right when we view it we will put an offer in. We've spoke to one of our friends who also lives next to a trainline and they told us they got used to it.
But we aren't entirely sure sure how to approach the market if we decide to offer. The house was put on with an EA back in September - listing history as follow.
6th September - first listed at £240k
14th November - reduced to £230k
26th December - reducted to (offers over) £220k
End of January - viewings paused
From next Saturday viewings are to re-commence. However, the propery has now been put on with a second EA (guide price 220k).
2 things I guess... has anyone any opinions of living so close to a traintrack? (anything from general noise to re-selling issues in the future). Secondly, is offering under risky if this has only been put on with a new estate agent? If I put myself in the sellers shoes and someone had viewed my house straight away and offered under I'd probably hold off and wait for higher offers. Excuse my naivety here, just after a bit of advice.
0
Comments
-
If you're prepared to live next to it and your sellers were prepared to live next to it, others will be.You'll get a raft of replies from people telling you they wouldn't, but everyone has very different criteria and not everyone is going to be your market. I might live happily next to train line but I don't need or want a three bed semi, so I'm not the market for a different reason. 🤷♀️As for offering lower, you can only offer what you think it is worth and see what happens. None of us have any idea what is in the vendors heads or what other buyers might be thinking. Make your own decision and go with it.Everything that is supposed to be in heaven is already here on earth.
6 -
What is the line, i.e. between which stations?3
-
I live with a trainline right behind my house. I don't really hear it. It will put some buyers off though.
On price its obvious they have struggled to sell. If you like the house think of an offer of around £210k sounds decent. As a FTB you won't be in a chain which will make you an attractive buyer.2 -
BMTH said:2 things I guess... has anyone any opinions of living so close to a traintrack? (anything from general noise to re-selling issues in the future).Lots of previous threads on this topic with a multitude of views.It all depends on personal susceptibility to noise, and factors to do with the type of rail line. E.g. a railway on an embankment at the end of the garden is likely to be more problematic than the same railway in a cutting.One of the things there is some common agreement on is that having a station at the end of the garden tends to be more disruptive than just a running line. Stations come with tannoy announcements, beeping doors, and to a greater or lesser extent more noise from trains braking/accelerating at/from the station. Engineering works can also be an issue anywhere on a line.My own view is that unless someone is particularly susceptible to noise, most people generally get used to noise sources and 'tune it out' within a few months of moving in. Then it becomes a case of noticing when the noise stops.The main issue may be convincing a future buyer there isn't a problem.And if the line is currently screened by trees, don't assume they will be there forever.
3 -
JReacher1 said:I live with a trainline right behind my house. I don't really hear it. It will put some buyers off though.
On price it’s obvious they have struggled to sell. If you like the house think of an offer of around £210k sounds decent. As a FTB you won't be in a chain which will make you an attractive buyer.
Also have you researched sold prices in the area? How does this house compare
MFW 2025 #50: £1139.75/£600007/03/25: Mortgage: £67,000.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
07/03/25: Savings: £16,5001 -
BMTH said: The only issue is it backs onto a mainline for trains. Commuter trains will be running all day (not sure about the night but imagine there will be some).A friend moved in to e new build bungalow that backs on to a railway line. It is currently freight only serving the local docks, so long lines of slow moving wagons at all hours. She says it didn't take long to get used to the noise. Me personally, I wouldn't have moved there.There are plans to reopen the line to passenger traffic subject to funding & approvals - As this is a branch line, there won't be high speed trains whistling through..Her courage will change the world.
Treasure the moments that you have. Savour them for as long as you can for they will never come back again.1 -
Some helpful replies here, thanks all.I've done some research regarding sold prices but it's hard to guage as the town is so big with multiple housing estates. I personally think 220k is a cracking deal but I don't know if i'm missing something (bar the train track). A 3 bed semi at that price would be snapped up anywhere else within the town.2
-
I lived about 5 meters from a train line and had a bidding war when I sold.
People will always decide that they'll get used to the noise.
A welded line is much quieter than a normal one. Try to check.
Also trains may be on the line outside passenger schedules. Moving rolling stock around, freight, post office etc. Don't assume the "last train" is actually the last train
Trains that are breaking will be noisy so check if that is a possibility.
1 -
BMTH said:Some helpful replies here, thanks all.I've done some research regarding sold prices but it's hard to guage as the town is so big with multiple housing estates. I personally think 220k is a cracking deal but I don't know if i'm missing something (bar the train track). A 3 bed semi at that price would be snapped up anywhere else within the town.
Or if you view and really want it, offer the £220K as over time £5K or £10K is going to make little difference anyway
0 -
I'd check how close it is to a station. This might make a difference in the noise - braking that someone else has mentioned - and the congestion caused by the station itself.
There's lots of things reported about parking issues for those near a station - if you have off road parking it may not be a problem but people might block you in if they are in a hurry to catch a train.
A friend who lives near a small station claims the noise of the trains isn't an issue - even in the summer when the windows are all wide open. What is an issue for him is if there are announcements being made outside the normal train schedule and the fact that this station is, unfortunately, known for being a "good" jump spot for suicides. These tend to happen later at night and then the police etc are there all night making all sorts of noise.
For myself - I wouldn't want to be right beside a line as I've normally had cats and I would worry about them versus trains and whatever foxes the lines might attract. That said - we used to live a couple hundred yards from a line and never noticed any noise except occasionally on a Sunday afternoon a steam train would go by - and that was quite delightful.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards