S&S ISA Help
in ISAs & tax-free savings
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18 months ago I was here asking about how to get into investing in a S&S ISA but was recommended to build up some savings to fall back on before committing to locking money away, which sounded sensible. So I've been putting money away in premium bonds since then and it's looking healthy enough that I think I can start locking £200-300 a month (with maybe an annual lump sum) for the next 20 years or so without putting myself in a tight situation for the short to medium term if I were to lose my job tomorrow for example.
My thinking is to start with one or two mutual/index funds (EFTs if I cannot afford the initial buy in) and take it from there as I learn more. I'm still reading up on how it all works but my goal is to be mainly passive. I might occasionally pick my own stock or two but that would be more for fun than serious investing. Because of that, I think a S&S ISA on a platform like Trading212 would be better suited than a simple robo-investing option like Nutmeg.
Does this sound correct? Anything I should read up on before starting or something I need to consider that I possibly haven't?
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I saw vanguard S&P 500 on Trading212 and mistook it for the vanguard 500 index fund. I'll get an account and have a play around on the demo account before committing to it.
However they all have there own rules/quirks.