Car insurance new zealand

timmytwo

I’m travelling to New Zealand for just under a month and I have been leant a car on each island by friends to use while I’m there. They have both said I don’t need insurance but I just wanted to check this was correct 

eskbanker

It seems that New Zealand differs from pretty much everywhere else, in that car insurance is apparently not compulsory, so if they effectively choose to self-insure then they're probably right:

https://www.stuff.co.nz/business/123891485/majority-want-compulsory-car-insurance-but-the-case-for-it-is-weak

timmytwo

They already have their own insurance on the cars, they said that would cover me as well as the car is insured not the person

eDicky

timmytwo said:

They already have their own insurance on the cars, they said that would cover me as well as the car is insured not the person

That is the case in some countries, I guess they would know if NZ is one of them.

comeandgo

Just back from New Zealand and was able to drive my daughters cars with no extra cost to them.  They don’t have any sort of compensation claims in accidents so insurance not the same costs as uk.  But on the other side if you are involved in an accident not your fault you can not claim for your injuries.