List of banks with hard vs soft searches for current accounts

nabejb0709

Thank you for the advice. I suspect that might be the case, had it wasn’t for this MSE forum, I would  have gone ahead with the switch without knowing the consequences for my credit file history!

friolento

@pecunianonolet Chase is now participating in CASS. Could you pls update post 1?

pecunianonolet

lcooper said:

@pecunianonolet Chase is now participating in CASS. Could you pls update post 1?

Updated, thanks for reporting.

Bridlington1

@pecunianonolet
Cynergy only does a soft search when applying for their current account. They aren't part of the CASS though so I don't know if you want to add it to your list or not.

pecunianonolet

@Bridlington1 thanks for the note and updated page 1 now. They might change their policies and become part of CASS in the future.

WLewer98

Does anyone know if Halifax does a hard search for additional accounts opened with them? I already have a Rewards current account and want to open two more with them

WillPS

WLewer98 said:

Does anyone know if Halifax does a hard search for additional accounts opened with them? I already have a Rewards current account and want to open two more with them

They advise they will but typically they do not. YMMV!

pecunianonolet

WLewer98 said:

Does anyone know if Halifax does a hard search for additional accounts opened with them? I already have a Rewards current account and want to open two more with them

Check 1st page and you'll find your answer :-)

WLewer98

pecunianonolet said:

WLewer98 said:

Does anyone know if Halifax does a hard search for additional accounts opened with them? I already have a Rewards current account and want to open two more with them

Check 1st page and you'll find your answer :-)

Thanks, I completely missed that *facepalm* 

fm663

RBS Second Current Account leaves a hard search in Equifax.

pecunianonolet can you please capture which bank leaves what type of search in what credit agencies?