Account with Apple Pay for 14 year old

Sunshine_and_Showers

Is there an account with apple pay for a 14 year old?

Currently she has Kite (Starling) but need to move banks as quite often she can’t pay for things unless I am available to authenticate the transaction on MY Starling app. 

We need an account )independent of me) where she can authenticate her own transactions, and if moving we’d like one with Apple Pay so she can pay on her phone (not just her card) 

elsien

Revolut?

https://www.revolut.com/revolut-under-18-benefits-parents-and-guardians/

born_again

Well mainstream banks offer accounts that have debit cards for 14 Year old that do not require approval. But not sure if they will also have apple pay.

eg
https://www.santander.co.uk/personal/current-accounts/123-mini-current-account

MikeJXE

As far as I know you only have to register a card with Apple that then goes in the Apple wallet and becomes Apple Pay 

Penguin_

Natwest does, my son has it & he has apple pay on both his phone & watch.

Sunshine_and_Showers

MikeJXE said:

As far as I know you only have to register a card with Apple that then goes in the Apple wallet and becomes Apple Pay 

The majority don’t seem to allow this for under 16s. For example her Starling one won’t. Hence my question. 

Sunshine_and_Showers

born_again said:

Well mainstream banks offer accounts that have debit cards for 14 Year old that do not require approval. But not sure if they will also have apple pay.

Yes I appreciate that most banks offer debit cards but as I’m going to move her account (again) I want to make sure we get one that definitely allows:

- payment authentication by herself on her own app (not by a parent as Starling required) 
-Apple Pay so she can pay on her phone 

MikeJXE

Sunshine_and_Showers said:

MikeJXE said:

As far as I know you only have to register a card with Apple that then goes in the Apple wallet and becomes Apple Pay 

The majority don’t seem to allow this for under 16s. For example her Starling one won’t. Hence my question. 

I doubt you will beat the link born_again provided then. I'm with Santander and my card is on Apple Pay, never had a problem 

Are Santander still offering the switching reward ? Not sure whether she would be acceptable for that but worth a try 

wiseonesomeofthetime

My daughter cannot register her Revolut card with Google pay, as she is under 16, so she has stuck with her HyperJar card which, for some reason, allows her to attach to her Google Wallet.

Not sure if Apple Pay has same limitations. Good luck. I'll keep an eye on this thread

Penguin_

Child and Teen Bank Account | Kids Debit Card | NatWest 

Why choose our under 18's bank account?

 

You won't have to pay any regular set fee to have this account.

Buy things in shops or online, and withdraw cash with your contactless debit card.

Works with Apple Pay and Google Pay™.

Earn 2.02% AER / 2.00% Gross p.a. (variable) interest on your balance.

Manage your account wherever, whenever with our mobile banking app.

MikeJXE

Apple Pay has no restrictions for over 13 years of age

If the Apple ID was created before the age of 13 log out of your Apple ID and log back in.