Need new boiler - options confusing

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My boiler is 23 years old and its extremely inefficient. My home is three beds over three floors 124 year old Victorian mid terrace (but on a hill so the house to left of mine is one story higher which matches my ground floor with their cellar/foundations). The attic bedroom/roof is adequately insulated, I have double glazing and the ceiling of the cellar (below sitting room) is well insulated. I have no idea of the EPC but suspect its at least an E. Without spending £10k plus I don't think there is much more I can do with it.
Currently I am not using the heating at all, if I put it on for an hour it costs £2 and the only room that gets warm is the sitting room, the rest of the house remains like a freezer (not helped by open doors for three cats. The kitchen has a concrete floor and its like ice, the radiator is too small so needs replacing, I think a radiator on the landing may help too.
Anyone thats the background but i am confused. I know the government want gas boilers phased out but they don't seem to be providing a suitable alternative for a house like mine with my budget. As i see it the only people that will be taking advantage of the £5k heat pump grant are those that could afford to install this in the first place.
I'm guessing I have no choice but just to replace the boiler like for like but grateful for any help/suggestions.
Currently I am not using the heating at all, if I put it on for an hour it costs £2 and the only room that gets warm is the sitting room, the rest of the house remains like a freezer (not helped by open doors for three cats. The kitchen has a concrete floor and its like ice, the radiator is too small so needs replacing, I think a radiator on the landing may help too.
Anyone thats the background but i am confused. I know the government want gas boilers phased out but they don't seem to be providing a suitable alternative for a house like mine with my budget. As i see it the only people that will be taking advantage of the £5k heat pump grant are those that could afford to install this in the first place.
I'm guessing I have no choice but just to replace the boiler like for like but grateful for any help/suggestions.
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Having looked into heat pumps a couple of years ago, I remain to be convinced on the cost effectiveness when retro fitting into older properties.
Compared to replacing like with like (gas or oil boiler) , the extra costs of the main ASHP unit, heat store and radiator changes to support lower running temperatures seem to be way more, even allowing for the £5k grant.
And on running costs, assuming you can get an efficiency of 3 x input energy from the ASHP in the depths of winter, then electricity would need to be no more than +/- 3 times the cost of gas per kWh. On the current deemed tariff in my region (Yorkshire) this isn't the case and gas is still less than 1/3 price of electricity. I also doubt that a heat pump will provide a 3x gain in efficiency when it is really cold outside and you most need the central heating in an old property.
Others may think differently.
A modern condensing boiler (yours will almost certainly be non-condensing) with a decent programmer and weather compensation will burn probably burn 20 to 30% less gas for the same kWh output, and modulate down to as little as 10%.
It doesn't have to be like for like, you can have a combi or a conventional boiler depending on your hot water requirements.
Changing or resizing a couple of rads is a trivial task if done at the same time as the boiler change.
Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
https://www.gov.uk/find-energy-certificate
That said, you cannot just plumb a new boiler onto an existing heating system without giving the matter a lot of thought. Today’s gas boilers run at a lower flow temperature and efficiency only starts increasing when the returning water flow temperature drops below 56C, so you may need to change the size of some of your radiators to get the required amount of heat into each room.
A 23 year old heating system is also likely to be full of rust and sludge. This needs to be power-washed out of each radiator. This process adds significantly to the cost of the installation. Ignore it at your peril. If a new boiler stops working because of a blocked heat exchanger, it is not covered by the boiler warranty.
Heating is just basic physics. If you set a 20C temperature throughout your home, the heat required to maintain this temperature equals the heat loss. If your property EPC is actually ‘E’ then your priorities should be more insulation and draught exclusion.
That said, if you are not turning your boiler on, why are you thinking of a bigger radiator in your kitchen? It will just increase your energy usage? In sum, you need to go back to basics and seek professional advice if necessary from someone who is not trying to sell you something.
Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
Fingers crossed spring and some milder weather comes quickly.
When I came home from work earlier the temp gauge in car said 12c, it was 13.5c in the house!