What small things have you done w/c 30/01

ziggy2407

When we start on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards, and canceling Sky and the gym.

 

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer every day to staying in control and becoming debt free, or staying debt free. 

 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   

So be proud of those small steps, they really are important 😀

ziggy2407

Hope everyone is well.  Today's small things

Checked Bank and made PAD
Load of washing and line dried (a great drying day, just need a little blast on heated airer)
Ironing 

Checked: PMP, WinaDinner, Daali  

Restricted electricty usage 9-10 am

See you all tomorrow

C x

twiggy86

Morning all! 

Thanks for starting @ziggy2407!

Today I have/will:

• Check banks 
• Use charity bag as bin liner
• Squeeze out end of toothpaste 
• Load of washing on 30 degree eco wash
• Make lunch to take to work 
• Drive on eco mode
• Finish listening to free audiobook and download another one through Borrowbo*
• Update spreadsheet 
• Shuffle money around as its PAYDAY!!! 
• Make balance transfer 
• Dinner from stores
• Crochet in front on the TV

That's everything I can think of for now! Hope everyone has a good day!
Twigs 

Soundgirlrocks

Hi everyone,

Making sure nothing is wasted ahead of going away, and preparing so we aren't wasteful or caught out so:

• Batched baked potatos and did roasted veg at the same time in the oven
• Made coleslaw to go with said Baked potatoes - Lunch for the rest of the week 
• Made soup with remaining spuds and celery, frozen lunches for when we get back 
• Remaining veg for tonights dinner and the fridge will be empty of fresh stuff (bar milk and yogurt for breakfasts)
• Checked bank
• Bought city passes before price rise on the 1st for holiday.
• Planned rolls to take to airport (no over priced airport food to be bought)
• Plan - Tuppaware from said rolls to save leftovers from buffet breakfast (and packed spork!)
• Jakemans from Savers (as above)
• Located OH water bottle (as above!!)
• Downloaded a couple of films and books for journey

DawnW

Evening all

Thanks for starting the thread @ziggy2407  

Have a nice holiday @Soundgirlrocks.  When / where are you going?

Expensive day today, as our new front door was fitted. Rang the company and paid the invoice straight away. Had to pay the fitter separately, which I did by bank transfer. We had the money as we have been saving for it, so no credit involved. It looks great, and it is so nice not to feel a draught round our ankles!

I did 3 lots of washing, and got 2 of them almost dry outside on the line. Now finishing off on the airer. The third load can hopefully go out tomorrow, or if it rains, can go on the airer instead.

Read the meters and entered the readings on the energy company's web site. Lots used this month unfortunately due to it being so cold

However, the heating was off all day today, as we had no front door - it seemed pointless heating the street! I still haven't turned it on, but the stove is alight now, so quite toasty.

Made a cake

Made naan bread pizzas for dinner, used up several bits and pieces from the fridge as toppings. Baked them in the Ninja grill thingy to avoid having the big oven on.

Put some sales stuff away

Got stewing beef out of the freezer to make a big casserole in the SC tomorrow.

allydowd

Hi January Money Jugglers,

Thanks for the starter @ziggy2407

Another precious day off today.

Debt-Free-Nillionaire Continuity Plan Year Eight:

• Alarm clock off at the wall during day time.
• WiFi off while we were out.
• Tapas lunch with my DW courtesy of a small financial gift I received. We skipped dessert.
  
• Need to think of ways of generating a small second income. Might go back to doing surveys.
• We were talking about this year's holidays. Need to stay within our means.
  

ziggy2407

Hi everyone, today's small things

Checked Bank and made PAD
Entered a few comps 

Checked: PMP, WinaDinner, Daali  

Read book from stash

See you all tomorrow

C x

1LuckyLady

Thanks for this weeks thread @ziggy2407

I'm wide awake unfortunately,  so thought I'd get up and be productive instead.. so today I will..

* close off my January cashbook DONE
* set up February cashbook DONE
* check off CC statement against receipts - 
* contact amazn customer care about a faulty item DONE
* email school re whats keeping me awake DONE
* use water from the dehumidifier into the loo cistern DONE
* wash a load of bedding and hang out (thats after reading about Dawn and Ziggy getting things dry) 
* all meals from stores - finding this tricky at the minute,  hubby on sick leave and I'm trying to get him out everyday for a walk which he keeps leading us towards the shops as he never usually goes food shopping he's liking popping into have a look but not just a look if you know what I mean!!   it all adds up.  DONE
* pick up ds1s prescription
* meter readingsDONE
* get back to trying to lose weight - good for the food bill... good to be able to get back into the clothes I'd bought when i'd lost weight before life threw us this curveball and good for my health DONE
* free exercise - walking  plus use my annually paid for exercise website (used xmas money from my parents for this since covid and cancelling my gym subscription DONE
* heating off unless needed after extra layers DONE
* share bath water DONE

Thats enough of a starter for me... 

Take care all 

twiggy86

That was an extremely early start @1LuckyLady - I hope you managed to get back to sleep or will be able to nap later! 

Today I have/will:

• Check banks 
• Make lunch to take to work 
  
• Drive on eco mode
• Get petrol from cheapest garage on way to work 
• Snap receipt
• Claim small payout from TCB
• Download book through Borrowbo*
• Make a debt payment
  
• Update spreadsheet 
• Read latest MSE email 
• Charge battery pack at work 
• Dinner from stores
  
• Park for free at netball 
• Crochet in front on the TV

That's everything I can think of for now! Hope everyone has a good day!
Twigs 

Karb

Morning everyone. Been away for a long weekend staying at my stepmother's so late to the thread.

1st of the month, so most of my direct debits have gone out, as expected.

So far today, I have:
Checked online banking (no surprises)
Updated spreadsheet
No heating on
Got washing drying on line - its cloudy but there's a bit of a breeze, and the forecast says only a slight chance of a shower

Still to do:
Need to do a big grocery shop, as DS2 was looking after the house and cat while I was away, so there's not a lot left in the fridge, but will stick to my list.
Clean the house

Soundgirlrocks

DawnW Las Vegas much delayed trip because of covid. Orignally planned with friend to see them get married / then as driving holiday with a stop off at SIL and a few days in sin city but plans have changed again and now just the two of us and 2 weeks in Vegas. I'm not putting it passed OH for have a shot gun wedding whilst we are out there would certainly be very MSE! OH runs his own business so all expenses go through Amex flights were bough using air miles. It feels a bit OTT at a holiday (I'm more of a camping in scotland girl) but we have had a tough few years and we both had big birthdays this year.

Plan is to try and be as sensible as possible whilst not wasting the trip given how far we are traveling, definialy want to get out into the canyons. Squirrleing lunch from the breakfast buffet etc  

Today

• Homemade lunch (baked potato and coleslaw again)
• made a coffee at home to take on tube
• checked bank