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Fabulous February's NSD Challenge!

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Comments

  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    One today 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • NSD Sunday 
  • cathybird
    cathybird Posts: 15,721 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 February 2023 at 11:58PM
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
    annetheman 10 beanielou 4/15 image bekah89 4/15 image cathybird 3/15 image cherry 22 2/13 Crazycatlady2 4/20 image funfairprincess 1/10 image GeorgianaCavendish 2/16 image gm2917 15 herebeme 1/15 image jammy dodger 3/15 image KajiKita 3/20 image Karb 2/15 image leftatthetrafficlights 2/15 image LittleMissDetermined 3/18 image LLM2018 3/18 image Makingabobor2 2/16 image MrsCautious 3/20 image newroadahead 1/15 image QueenJess 5/15 imageimage Rupacomp 2/15 image Saver-upper 2/15 image short bird 3/18 image SueP19 12 the-mrs 3/15 image
    Newcomers welcome :)
  • A nice NSD today, bringing me to 2/16
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £32.11

    Decluttering items 986

    Books read    16
    Jigsaws done  10

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,978 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today so 3/20 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    NSD for me today... aiming to line up a few for next week
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD for me today x 
  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,721 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, QueenJess, LLM2018, GeorgianaCavendish, leftatthetrafficlights, bekah89, Crazycatlady2, Makingabobor2, KajiKita, Rupacomp, MrsCautious and beanie imageimageimage Not one for me today, I paid the allotment annual fees and bought some DIY stuff image
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 6 February 2023 at 12:21AM
    Aww, I was working very hard to make today an NSD. 
    I knew I needed milk (which is one of my only 3 items excluded for this challenge), so thought while I was spending, I would also fill up with diesel, which is the second of 3 items on my exclusions list. It would still be an NSD.

    Had done really well, but then 14yo wanted lunch from the shops on the way home from her little weekend job. I couldn't really say no-there was not much in the house to eat until I go grocery shopping, and it is a nice little treat for her.

    Never mind- the month is still young.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





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