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Fabulous February's NSD Challenge!
Comments
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Another one today. I did actually spend on veg, but it was planned from grocery budget, so I don't count it.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys September £12.02
Decluttering items 1192/2025
Books read 16
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
February targets
annetheman 10 beanielou 14/15
bekah89 13/15
cathybird 12/15
cherry 22 10/13
Crazycatlady2 12/20
funfairprincess 1/10
GeorgianaCavendish 11/16
gm2917 5/12
herebeme 1/15
jammy dodger 12/15
KajiKita 11/20
Karb 6/15
leftatthetrafficlights 2/15
LittleMissDetermined 13/18
LLM2018 7/18
Makingabobor2 7/16
Money Choices 2/8
MrsCautious 14/20
newroadahead 2/15
QueenJess 12/15
Rupacomp 5/15
Saver-upper 7/15
short bird 13/18
SueP19 12
the-mrs 5/15
Newcomers welcome
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NSD 😊
Had a takeaway tonight, but from our personal ‘pocket money’ so I’m nit counting it as a spend 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Today has been NSD no. 14 as my daughter paid when we ate at KFC. 😇2
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Well done cherry 22, GeorgianaCavendish, Crazycatlady2, short bird, LittleMissDetermined, beanie, jammy dodger, QueenJess, bekah89, Makingabobor2, KajiKita and MrsCautious
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Should be NSD today
hubby did not get the job 😢hopefully he find something quickly3 -
I’ve missed something here, what happened to his last job?Crazycatlady2 said:Should be NSD today
hubby did not get the job 😢hopefully he find something quickly
it is a candidate’s market atm (I am trying to recruit and struggling!) so hopefully he will find something soon.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 48 books of target 52 in 2025, as @ 31st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
He’s being made redundant but applied for an available post at same company which as he didn’t get he’s now got 2 weeks left but they paying them full time wage for part time work so lots of time to get applying now. Looks like lots available so hoping he gets something quicklyKajiKita said:
I’ve missed something here, what happened to his last job?Crazycatlady2 said:Should be NSD today
hubby did not get the job 😢hopefully he find something quickly
it is a candidate’s market atm (I am trying to recruit and struggling!) so hopefully he will find something soon.KK3 -
Early call for day 13.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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