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Fabulous February's NSD Challenge!

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Comments

  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    6/15   for  me   today   thanks  cathybird x
  • Crazycatlady2
    Crazycatlady2 Posts: 1,075 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD on Wednesday 
  • Makingabobor2
    Makingabobor2 Posts: 4,262 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today at last, now on 3/16
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  September £

    Decluttering items 1034/    2025
    Books read    16
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,981 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    A spend day today 🤷‍♀️😉 

    I was hoping for a NSD tomorrow but I will be taking Mr KK for an X-ray so that will lead to more parking fees. 

    Thank you for my updated emojis @cathybird 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    Not one today.
    3 falls in 2 days made me treat myself.
    Falls? You okay?

    KK
    Thank you.
    I have CP so do fall.
    I am scunnered & sore.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,870 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    A spend day today 🤷‍♀️😉 

    I was hoping for a NSD tomorrow but I will be taking Mr KK for an X-ray so that will lead to more parking fees. 

    Thank you for my updated emojis @cathybird 😊

    KK
    I wouldent count it as medical related expense.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,981 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    KajiKita said:
    A spend day today 🤷‍♀️😉 

    I was hoping for a NSD tomorrow but I will be taking Mr KK for an X-ray so that will lead to more parking fees. 

    Thank you for my updated emojis @cathybird 😊

    KK
    I wouldent count it as medical related expense.

    I like your thinking Beanie! ❤️👏

    Tell you what, if we ONLY spend on parking I won’t count it. 😊 His appointment is at noon (so right across lunch 🙄) - we are both planning on taking packed lunches, snacks, bottles of water etc. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
     annetheman 10 beanielou 6/15 imageimage bekah89 6/15 imageimage cathybird 4/15 image cherry 22 4/13 Crazycatlady2 5/20 imageimage funfairprincess 1/10 image GeorgianaCavendish 5/16 imageimage gm2917 15 herebeme 1/15 image jammy dodger 6/15 imageimage KajiKita 5/20 imageimage Karb 2/15 image leftatthetrafficlights 2/15 image LittleMissDetermined 6/18 imageimage LLM2018 3/18 image Makingabobor2 3/16 image MrsCautious 6/20 imageimage newroadahead 2/15 image QueenJess 7/15 imageimage Rupacomp 3/15 image Saver-upper 3/15 image short bird 6/18 imageimage SueP19 12 the-mrs 4/15 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 15,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beanie, hope you feel better and less scunnered and sore soon xx
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