We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Fabulous February's NSD Challenge!

1…1011131516…40

Comments

  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    6/15   for  me   today   thanks  cathybird x
  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD on Wednesday 
  • Makingabobor2
    Makingabobor2 Posts: 4,453 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today at last, now on 3/16
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,864....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF #68  £900/£3000
    .

    Studies/surveys  December £37.06

    Decluttering items 1385/    2025
    Books read    21
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 8,872 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    A spend day today 🤷‍♀️😉 

    I was hoping for a NSD tomorrow but I will be taking Mr KK for an X-ray so that will lead to more parking fees. 

    Thank you for my updated emojis @cathybird 😊

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2025, as @ 7th December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 97,320 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    beanielou said:
    Not one today.
    3 falls in 2 days made me treat myself.
    Falls? You okay?

    KK
    Thank you.
    I have CP so do fall.
    I am scunnered & sore.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,320 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 97,320 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    A spend day today 🤷‍♀️😉 

    I was hoping for a NSD tomorrow but I will be taking Mr KK for an X-ray so that will lead to more parking fees. 

    Thank you for my updated emojis @cathybird 😊

    KK
    I wouldent count it as medical related expense.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,872 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    KajiKita said:
    A spend day today 🤷‍♀️😉 

    I was hoping for a NSD tomorrow but I will be taking Mr KK for an X-ray so that will lead to more parking fees. 

    Thank you for my updated emojis @cathybird 😊

    KK
    I wouldent count it as medical related expense.

    I like your thinking Beanie! ❤️👏

    Tell you what, if we ONLY spend on parking I won’t count it. 😊 His appointment is at noon (so right across lunch 🙄) - we are both planning on taking packed lunches, snacks, bottles of water etc. 

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2025, as @ 7th December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,001 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    February targets
     annetheman 10 beanielou 6/15 imageimage bekah89 6/15 imageimage cathybird 4/15 image cherry 22 4/13 Crazycatlady2 5/20 imageimage funfairprincess 1/10 image GeorgianaCavendish 5/16 imageimage gm2917 15 herebeme 1/15 image jammy dodger 6/15 imageimage KajiKita 5/20 imageimage Karb 2/15 image leftatthetrafficlights 2/15 image LittleMissDetermined 6/18 imageimage LLM2018 3/18 image Makingabobor2 3/16 image MrsCautious 6/20 imageimage newroadahead 2/15 image QueenJess 7/15 imageimage Rupacomp 3/15 image Saver-upper 3/15 image short bird 6/18 imageimage SueP19 12 the-mrs 4/15 image
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 16,001 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beanie, hope you feel better and less scunnered and sore soon xx
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture