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Fabulous February's NSD Challenge!
Comments
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Managed an NSD today 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
February targets
annetheman 10 beanielou 10/15
bekah89 8/15
cathybird 7/15
cherry 22 8/13
Crazycatlady2 8/20
funfairprincess 1/10
GeorgianaCavendish 8/16
gm2917 15
herebeme 1/15
jammy dodger 8/15
KajiKita 7/20
Karb 6/15
leftatthetrafficlights 2/15
LittleMissDetermined 9/18
LLM2018 7/18
Makingabobor2 5/16
Money Choices 2/8
MrsCautious 10/20
newroadahead 2/15
QueenJess 10/15
Rupacomp 4/15
Saver-upper 5/15
short bird 9/18
SueP19 12
the-mrs 5/15
Newcomers welcome
1 -
NSD#5 today-working all day.
SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
Well done QueenJess, Crazycatlady2, bekah89, short bird, LittleMissDetermined, MrsCautious, GeorgianaCavendish, beanie, Money Choices, jammy dodger and KajiKita
Money Choices, good to see you back here
3 -
Laying in bed last night and suddenly remembered yesterday was an NSD...so now on 5/16
Good luck for the week everybody
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1290/£3000
.
Studies/surveys Feb....£25.17
Decluttering items 1402/2025. 82/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Early call for day 9.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
One for me today please!LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60003
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NSD on Monday as i dont include prescription charges 🤷♀️3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
A spend-free weekend for me so another 2 NSDs on my total please£1 a day for 2023 #58 £165/£3653
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