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Fabulous February's NSD Challenge!
Comments
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NSD for me 😊As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One todayMarch NSD 14/15
Debt £9607.54/£11296.89
CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
CC1: paid off 14/02/23PAYDBXMAS23 #4 £1432.74/£4000
Saving for Xmas 23 £30/£365
4.94% £570.89/£107
make £2023 in 2023 #24 £71.24/£20232 -
FebruaryOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
February targets
annetheman 10 beanielou 8/15
bekah89 7/15
cathybird 6/15
cherry 22 4/13
Crazycatlady2 7/20
funfairprincess 1/10
GeorgianaCavendish 6/16
gm2917 15
herebeme 1/15
jammy dodger 7/15
KajiKita 6/20
Karb 6/15
leftatthetrafficlights 2/15
LittleMissDetermined 7/18
LLM2018 3/18
Makingabobor2 4/16
MrsCautious 9/20
newroadahead 2/15
QueenJess 9/15
Rupacomp 4/15
Saver-upper 4/15
short bird 7/18
SueP19 12
the-mrs 5/15
Newcomers welcome
2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
NSD number 4 today. Seems slow this monthMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1290/£3000
.
Studies/surveys Feb....£25.17
Decluttering items 1402/2025. 82/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Well done GeorgianaCavendish, Karb, MrsCautious, Crazycatlady2, jammy dodger, KajiKita, bekah89, beanie and Makingabobor2
2 -
Not checked in for a few days but managed to have a NSD Thurs taking my total to 5DMP started: Sept 2018
Original Debt: £26,835
Feb 2025 - DEBT FREE!!3 -
NSD#4 thank you cathybirdSPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
Declaring a NSD very early today.2026 decluttering: 388 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 use up challenge: 129🥉 ⭐️🥈🥇 ⭐️ ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 I 🥉25 🥈50 🥇100 💎150 🏆3002 -
9/20 for me today, another early shout!
2
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