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La Dolce Vita (The Sweet Life) - on a tiny budget.

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  • Happy happy Christmas.  Haven’t posted for a long time but still follow your diary.   May 2024 be a year of getting back your mojo, perhaps a new house, and another trip away too.   Enjoy your family and all the magic with the little ones.  
  • I'm glad you had a lovely xmas Helen. This weather is dire isn't it, it is so dark and gloomy. I'm feeling very lethargic and tired at the moment and the weather isn't helping.

    I had a GP appointment and she is going to put me on the Evorel Sequi patch. I hope that perks me up a bit! I think you said that was the same one you tried.
    2025 GOALS
    19/25 classes
    24/100 books



  • basketcase
    basketcase Posts: 1,229 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm looking forward to your new thread already!  I've been following it for a while, but will take a more active part in the new one (if I may?)

    Merry Twixmas to you too...
    A budget is like a speed sign - a LIMIT not a TARGET!!

    CHALLENGES

    2025 Declutter:
    1 CONTAINER (box/bag/folder etc) per day; 50/365
    1 FROG (minimum) per week; 6/52
    WEIGHT I'll start with 25 lbs (though I need to lose more!) and see how it goes...🤔 0/25

    2025 NSDs: 15 per MONTH - FEB 4/15; JAN 21/15
    2025 Fashion on the Ration: (carried over from 2024) 10+66 = 76
    2025 Make Do, Mend & Minimise No target, just remember to report!

    AWARDS 💐⭐
  • Thrifty Thursday. 

    Good Morning Lovely Ladies.  

    Well feeling quite chuffed.  Have checked my finances.  I am up to date with everything. I still have 7 payments on my interest free loan due to the dentists but as the money is sat waiting in my savings account earning a bit of interest I am actually making a little bit of profit on the deal.  What's not to like.  

    I have been thinking about my plans for next year.......

     I want to continue to live frugally so I am going to go on a "spending fast" for at least 3 months,   I don't need any clothes, cosmetics or anything for the house whilst I am renting so it should be fairly easy to maintain.  I will, however, increase my spending on social activities. I intend to get out and about a lot more next year.  I have become a bit of a recluse recently and that has to change.  I have no real excuse. Fortunately I do not suffer from social anxiety, it's down to pure laziness and procrastination.  I think that perhaps I have been a bit self conscious about my teeth and that has held me back but once they are fixed then I shall have no excuse.   

    Yesterday I managed to snaffle up some stickered meat and fish bargains so the freezer is full to bursting and my cupboards are well stocked, so hopefully I can reduce my food budget a bit.  It has crept up recently because I have rather taken my eye off the ball .....so it's back to proper meal planning from now on.  

    So for the next few months I intend to run a tight ship. The house move won't come cheap so I need to build up my war chest.  

    Hello Basket Case.  Love the name lol.  Of course you are welcome to join in. The more the merrier.  Love your comment about budgets being a limit and not a target.  Very good.  I really ought to take that on board.  I'm a bit like Jack Sparrow from "Pirates of the Caribbean" when he said "rules are more like guidelines". I am afraid I am a bit like that with budgets.  😂🤣.  

     I am still relatively new to the concept of fiscal wisdom.  I didn't really grasp the nettle until my husband got sick and our finances took such a hammering. Luckily for me I found the blessed Martin Lewis (All Hail) just in time to avoid total financial Armageddon.  Since then I have been rebuilding my finances........it's a long journey but I'm getting there. 😉
  • Don't you hate it when the NHS tries to write us off due to our age?  i had the same thing when I broke my shoulder at age 64. Dr said "Of course at your age you may never get your arm over your head again"!   Mmmm, that's what he thought, I had news for him and by the next appointment I was back on my exercise routines and using weights and are was going way above my head.  
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,224 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 28 December 2023 at 2:22PM
    I think men do still get played the age card. Friend of mine age 77 has recently fallen and broken his elbow.  He was told he would probably need surgery. 10 days later they decided to take off the plaster cast already and told him at "his age", surgery would be a waste of time. So he has just been given some exercises to do and told he will get a follow  up phone call with the consultant in January. He is a very active man, likes to walk a lot and drives all over. So this is really bringing him down as he still can't straighten his arm and its swollen and painful still.  

    Also my dad had prostate problems a while back and was told "at your age", its not worth doing anything....makes me so cross
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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