Looking to get my first credit card, advice much appreciated :)

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in Credit cards
Hi, I have fortunately never required a credit card over the years however time are getting hard, and I understand having a credit card could / would benefit me.
I am in need of a new boiler, which is going to cost approx 3k. I have the cash to pay outright however....
1) re-saving the approx 3k whilst know I can do this, I am spinning a lot of plates (isn't everyone!) and my current mindset is to treat myself e.g. eating out., take aways etc to cope with current stresses and therefore I won't be saving hard. So I figure making it a debt (interest-free obviosuly), I would be pushed to make payments. Is it wise to take out debt when you can pay outright?
2) I understand by purchasing via a credit card there are benefits e.g. protection / insurance - what sort of benefits are there?
3) Listening to Martin Lewis on his TV shows, he says "pay it in full" however I thought the whole point of a credit card was it was small interest free monthly payments?
Any advice and guidance is much appreciate.
Kind regards
I am in need of a new boiler, which is going to cost approx 3k. I have the cash to pay outright however....
1) re-saving the approx 3k whilst know I can do this, I am spinning a lot of plates (isn't everyone!) and my current mindset is to treat myself e.g. eating out., take aways etc to cope with current stresses and therefore I won't be saving hard. So I figure making it a debt (interest-free obviosuly), I would be pushed to make payments. Is it wise to take out debt when you can pay outright?
2) I understand by purchasing via a credit card there are benefits e.g. protection / insurance - what sort of benefits are there?
3) Listening to Martin Lewis on his TV shows, he says "pay it in full" however I thought the whole point of a credit card was it was small interest free monthly payments?
Any advice and guidance is much appreciate.
Kind regards

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Credit card - what sort of credit card would be best for a 3k purchase?
thanks
I also pay the balance in full every month
The small interest free payments you talk about are actually very HIGH interest payments
If you can handle you finances a credit card is the way to go but if not, one day you will be on here asking for help to clear your massive debts
it is also not uncommon for first cards to have a low limit...maybe £250/£300
So from a financial perspective me paying 3k cash or clearing 3k balance straight away is 6 and two 3s.
However what security / insurance benefit could be gained paying by credit card? After all it is a significant purchase and a boiler is an important investment.
Thanks
What you'd ideally like to have is a 0 percent purchase or 0 percent money transfer card - the former lets you pay for something in full now (subject to credit limit) and then pay for it in full by the time your interest free period is up - the latter lets you transfer money to your current account (usually for a fee) but the balance itself is interest free for a given period.
As outlined - if your credit file is thin - you may not get the best deals.
Many credit card providers (not all) have eligibility checkers directly on their websites - using these checkers will not affect your credit history or rating - so my recommendation would be to look for 0% purchase cards and use the eligibility checkers to see your chance of success. Some also give indicative credit limits. Does your bank (current account or mortgage) offer one?
Choose a gas safe registered engineer
Be on site when it's fitted
Have it serviced as per manufacturer requirements
You don't need the protection of a credit card then
If you choose BG you will be paying over the odds for interest free payments