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3% ish Easy Access... At Vanguard!

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See here: https://monevator.com/vanguard-cash-interest/

Perhaps not for everyone, but interesting never the less, especially for Vanguard account holders anyway :) 
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Comments

  • masonic
    masonic Posts: 27,091 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Might be interesting for anyone thinking about what to do in the next tax year, as this could be a good option as a cash ISA alternative depending on where rates end up.
  • ChilliBob
    ChilliBob Posts: 2,312 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Even factoring in the 0.15% fee its a good deal. I'm not sure it tempts me enough to open an account and have the admin hassle to add on to the existing trading accounts and savings accounts I have.

    Perhaps though!.. It does look like Vanguard carry through the rates from BOE quite quickly 
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
  • ColdIron
    ColdIron Posts: 9,798 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    AmityNeon said:
    I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
    https://www.hl.co.uk/charges-and-interest-rates
  • AmityNeon
    AmityNeon Posts: 1,085 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    ColdIron said:
    AmityNeon said:
    I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
    https://www.hl.co.uk/charges-and-interest-rates
    Ah I see now 🤦‍♂️
    Of course, I should have just googled the keywords directly instead of attempting to find a way to navigate to that URL from within hl.co.uk.
  • ChilliBob
    ChilliBob Posts: 2,312 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    AmityNeon said:
    ColdIron said:
    AmityNeon said:
    I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
    https://www.hl.co.uk/charges-and-interest-rates
    Ah I see now 🤦‍♂️
    Of course, I should have just googled the keywords directly instead of attempting to find a way to navigate to that URL from within hl.co.uk.
    It's amazing how bad some websites UI and UX is that you need to Google to find what you want isn't it? 
  • Aviva have confirmed to me that they are paying BOE base rate less AMC of 0.16% on cash held in my workplace pension as well. Not that I currently hold any cash, it's all invested, but good to know.
  • Bobziz
    Bobziz Posts: 658 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Poor show at fidelity, they're only paying 1.45%.
  • Patrington
    Patrington Posts: 98 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    edited 26 January 2023 at 9:22AM
    As the article states 'hiding in plain sight'...


  • gee9fam
    gee9fam Posts: 26 Forumite
    Ninth Anniversary 10 Posts
    I appreciate the lack of risk (excluding inflation) with cash sat in an ISA/SIPP account earning a small amount of interest but what's the positives and negatives using a short term money market account instead such as the Royal London Short term Money Market account for platforms not offering a decent rate?



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