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3% ish Easy Access... At Vanguard!
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ChilliBob
Posts: 2,312 Forumite

See here: https://monevator.com/vanguard-cash-interest/
Perhaps not for everyone, but interesting never the less, especially for Vanguard account holders anyway
Perhaps not for everyone, but interesting never the less, especially for Vanguard account holders anyway

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Might be interesting for anyone thinking about what to do in the next tax year, as this could be a good option as a cash ISA alternative depending on where rates end up.
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Even factoring in the 0.15% fee its a good deal. I'm not sure it tempts me enough to open an account and have the admin hassle to add on to the existing trading accounts and savings accounts I have.
Perhaps though!.. It does look like Vanguard carry through the rates from BOE quite quickly0 -
I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.1
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AmityNeon said:I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
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ColdIron said:AmityNeon said:I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
Of course, I should have just googled the keywords directly instead of attempting to find a way to navigate to that URL from within hl.co.uk.0 -
AmityNeon said:ColdIron said:AmityNeon said:I did wonder what caused those pennies to start arriving last September. The same thing happened with my Hargreaves Lansdown account as well, but I couldn't easily find information on cash interest rates.
Of course, I should have just googled the keywords directly instead of attempting to find a way to navigate to that URL from within hl.co.uk.1 -
Aviva have confirmed to me that they are paying BOE base rate less AMC of 0.16% on cash held in my workplace pension as well. Not that I currently hold any cash, it's all invested, but good to know.0
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Poor show at fidelity, they're only paying 1.45%.0
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As the article states 'hiding in plain sight'...
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I appreciate the lack of risk (excluding inflation) with cash sat in an ISA/SIPP account earning a small amount of interest but what's the positives and negatives using a short term money market account instead such as the Royal London Short term Money Market account for platforms not offering a decent rate?
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