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Accident Details

If involved in an accident do you have too give the other driver your address along with your insurance details or is giving them your policy details all that is required by law?
I don't feel to happy about giving my address out to some of todays character's . 
Keep in your thoughts the poor Beasts of burden around the World and curse All who do them harm.
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Comments

  • eskbanker
    eskbanker Posts: 34,153 Forumite
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    Section 170 of the Road Traffic Act 1988 mandates this where there's damage or injury:

    (2) The driver of the mechanically propelled vehicle must stop and, if required to do so by any person having reasonable grounds for so requiring, give his name and address and also the name and address of the owner and the identification marks of the vehicle.

    (3) If for any reason the driver of the mechanically propelled vehicle does not give his name and address under subsection (2) above, he must report the accident.

    (4) A person who fails to comply with subsection (2) or (3) above is guilty of an offence.

    https://www.legislation.gov.uk/ukpga/1988/52/section/170
  • Car_54
    Car_54 Posts: 8,572 Forumite
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    edited 23 January 2023 at 8:36AM
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
  • user1977
    user1977 Posts: 16,209 Forumite
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    If it's the same address that the DVLA have for the registered keeper, it's hardly a secret you can keep from the other driver anyway.
  • chrisw
    chrisw Posts: 3,646 Forumite
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    edited 23 January 2023 at 9:30AM
    Car_54 said:
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
    How do you do that at the roadside? It would take me a while trawling through my laptop at home to find who I am insured with, never mind dig out the certificate.
  • chrisw said:
    Car_54 said:
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
    How do you do that at the roadside? It would take me a while trawling through my laptop at home to find who I am insured with, never mind dig out the certificate.
    The law was written at a time when people carried their documents. Technically you still should. 
  • Car_54
    Car_54 Posts: 8,572 Forumite
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    chrisw said:
    Car_54 said:
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
    How do you do that at the roadside? It would take me a while trawling through my laptop at home to find who I am insured with, never mind dig out the certificate.
    The law was written at a time when people carried their documents. Technically you still should. 
    … and if you can’t, you have to produce to the police within Seven days.
  • user1977
    user1977 Posts: 16,209 Forumite
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    chrisw said:
    Car_54 said:
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
    How do you do that at the roadside? It would take me a while trawling through my laptop at home to find who I am insured with, never mind dig out the certificate.
    The law was written at a time when people carried their documents. Technically you still should. 
    And easy enough to do if it's online and you have a suitable mobile device with you. In practice though, giving your name and address, and providing the other details as soon as you reasonably can, ought to be sufficient.
  • DullGreyGuy
    DullGreyGuy Posts: 14,776 Forumite
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    If involved in an accident do you have too give the other driver your address along with your insurance details or is giving them your policy details all that is required by law?
    I don't feel to happy about giving my address out to some of todays character's . 
    As someone involved in an accident they'd be able to request the details of the registered keeper from the DVLA so if that's you it's a bit pointless refusing to give them it. 
  • m0bov
    m0bov Posts: 2,565 Forumite
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    Car_54 said:
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
    Lol!! Never heard of that one!
  • m0bov
    m0bov Posts: 2,565 Forumite
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    chrisw said:
    Car_54 said:
    In addition to the above, you must produce your insurance certificate if anyone is injured. There is no need for insurance details otherwise.
    How do you do that at the roadside? It would take me a while trawling through my laptop at home to find who I am insured with, never mind dig out the certificate.
    The law was written at a time when people carried their documents. Technically you still should. 
    There has never been this law. You are given a producer, you do not need to carry any documents with you.
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