We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

HMD/Nokia refusing refund

I ordered a mobile phone directly from HMD/Nokia (based in Finland?) back in October. I missed the initial delivery attempt by DHL so it was delivered to my local corner shop. It took a few days to get a collection code from DHL but when I did the shop said they couldn't find it. After some phone calls and many emails DHL have said they consider it lost and to ask for a refund from HMD/Nokia but they are refusing liability and say I have to make a claim with DHL. Because of the stalemate I have tried to do a chargeback with my bank (Chase) who intially said the seller had until 25th December but that day passed and they just keep saying they are investigating. All three have said my case has been "escalated" but here I am approaching three months since I placed my order with no phone and no refund.

Comments

  • If this was a UK retailer, your dispute would be with the retailer, it's their responsibility until it's in your possession.  With the retailer being Finnish, your rights are those described in Finnish consumer laws, so you need to check who is responsible.
  • I have contacted the Finnish consumer advice people who put me onto the UKICC because I am in the UK. I had contacted them back in December but they've never gotten back to me.
  • Make a formal complaint against Chase, shouldn't be taking this long.

    Let's Be Careful Out There
  • Got an update today from Chase! They said Nokia tried to dispute the chargeback but Chase were not satisfied with the evidence they provided (what evidence could they have? DHL tracking still says it's waiting to be collected from the local Parceshop because their system doesn't support "lost" as a status) so they have until 22nd February to respond. It's dragging on!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.