EXTENDED: You've got another week to add your travel & holiday deals questions for expert MSE Oli as part of the latest Ask An Expert event.

Why do you bank with your bank?

edited 19 January at 11:31PM in Budgeting & bank accounts
63 replies 3.8K views


  • PloughmansLunchPloughmansLunch Forumite
    282 Posts
    100 Posts Photogenic Name Dropper
    You forgot having a debit card with a picture of cute kittens.
    Available from Barclays, £10 surcharge for a custom photo debit card
  • pridehappypridehappy Forumite
    152 Posts
    100 Posts Name Dropper Photogenic
    Currently use:

    Virgin Money (8/10) - Current, Saver and Credit | Slow setting up overdraft but offer good friendly products and customer service overall is excellent. Ethical too.
    Nationwide (7/10) - Current, Saver (former Credit) | Probably best for customer service although product range isn’t as varied as Virgin and doesn’t offer as good value for money overall.
    Lloyds Bank (0/10) - Current, Saver | Worst experience from any company. Don’t even know their own systems, switching when a suitable incentive becomes available to another more ethical bank.
    Halifax (3/10) - Credit | Again, poor. Don’t know own systems and card nightmares.
    Tesco Bank (6/10) - Credit | Okay. Nothing special.

    Formerly had products with First Direct, Santander, Sainsbury’s Bank, AA and more but switched.
  • gary1312gary1312 Forumite
    116 Posts
    100 Posts First Anniversary Name Dropper
    My salary is paid into a Monzo account as I like receiving it a day early. 

    It's then cycled through a Lloyds Club account to save me the fiver a month I'd normally spend on Mojo magazine, RBS & Natwest Select accounts for the little financial bonus and access to good savings accounts and then onto my Santander Everyday/Basic accounts which I use for my household bills and transactions. I opened the Everyday for a switching bonus but really like the app and telephone service so have stayed.

    Spending money is kept in a Barclays current account simply because they let me put a picture on the debit card. Opened originally for now-gone monthly rewards though.
Sign In or Register to comment.
Latest MSE News and Guides

Energy Price Cap change

Martin Lewis on what it means for you

MSE News

Best £1 you've ever spent?

Share your most impressive bargains

MSE Forum