Start date for state pension

Briskly

I just found out that it seems you have to wait until the saturday after your 66th birthday before the state pension is paid, so someone who turns 66 on a Sunday effectively loses out by a week. This seems very unfair in an age where data can be updated to the second. If this is right has nobody ever questioned this? On another note it seems that you lose any carer's allowance the minute you get the state pension -  am I right about this? Grateful for any replies. 

DE_612183

I thought state pension age was 67?

double_dutchy

DE_612183 said:

I thought state pension age was 67?

No. Anybody in UK reaching 66 now is entitled to state pension. The increase to 67 is phased in from 2026 to 2028

calcotti

DE_612183 said:

I thought state pension age was 67?

Your State Pension age depends on when you were born. I will reach state pension age in a bit less than 66 in less than a year. 
It will then rise from 66 to 67 by 2028, the rise will be phased in and will affect those born after 6th April 1960.
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/310231/spa-timetable.pdf
It will then rise from 67 to 68, timetable to be confirmed.
You can check your own pension age (under current rules) here
https://www.gov.uk/state-pension-age

calcotti

Briskly said:

On another note it seems that you lose any carer's allowance the minute you get the state pension -  am I right about this? 

You retain an 'underlying entitlement' to carer's Allowance which will increase entitlement to means tested premiums if applicable (Pension Credit, Housing Benefit and Council Tax Reduction). However Carer's Allowance will not be paid alongside the Sate Pension because of 'overlapping benefit' rules.

Briskly

Thanks for the comments guys but why should some people have to lose out on a week die to the vagaries of the system? If you owe money you have to pay it on the exact date. I bet the carer's allowance is stopped at midnight on the day before you turn 66. 

Marcon

Briskly said:

I just found out that it seems you have to wait until the saturday after your 66th birthday before the state pension is paid, so someone who turns 66 on a Sunday effectively loses out by a week. This seems very unfair in an age where data can be updated to the second. If this is right has nobody ever questioned this? On another note it seems that you lose any carer's allowance the minute you get the state pension -  am I right about this? Grateful for any replies. 

Your first payment will usually be within five weeks of reaching State Pension age and will cover the period from when you reached State Pension age. You’ll usually get a full payment every four weeks after that.

You cannot get the full amount of both Carer’s Allowance and your State Pension at the same time.

If your pension is £69.70 a week or more, you will not get a Carer’s Allowance payment.

If your pension is less than £69.70 a week, you’ll get a Carer’s Allowance payment to make up the difference.

double_dutchy

State pension can be paid any day Monday to Friday depending on your NI number - see here

The basic State Pension: What you'll get - GOV.UK (www.gov.uk)

Yes, you don't get pension between you birthday and the first payment date

Briskly

Thans guys, but has anyone not raised the unfairness of the week's wait before? Does anyone know if the Carer's allowance cuts off bang on the birthday yet you might have to wait a week for the pension?

double_dutchy

That’s strange. I have just looked at my pension forecast through the Government Gateway and it’s not due until 6 calendar months after my 66th birthday

If you were born September 1960 or thereabouts you are in the "phasing in" period for the rise from 66 to 67 - some people will be entitled to state pension at different ages between 66 and 67, see here:

State Pension age timetables (publishing.service.gov.uk)

MallyGirl

when were you born?

Your State Pension age depends on when you were born. 
It will rise from 66 to 67 by 2028, the rise will be phased in and will affect those born after 6th April 1960.
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/310231/spa-timetable.pdf
It will then rise from 67 to 68, timetable to be confirmed.
You can check your own pension age (under current rules) here
https://www.gov.uk/state-pension-age