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Received a ticket but I recently moved in

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Comments

  • fisherjim
    fisherjim Posts: 7,111 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    tripled said:
    Grizebeck said:
    tripled said:
    Grizebeck said:
    itshaych said:
    From your knowledge, how would they do this? And would a private land owner such as a petrol pump go far extents to get bailiffs for a £170 parking ticket?
    A search on someones credit file to see if linked address
    The rest is not relevant
    A private parking firm - or their henchmen - should not have access to credit records.

    If the "debtor" pops up on the electoral role, they could find out that way. Otherwise, obtaining a judgement by default and CCJ could flush someone out when it pops up on their credit file.

    They could also just ask around for a forwarding address and hope to get lucky, depending on how motivated they are.
    They do under reasonable cause
    No firms like that " just ask around'
    And no if someone of the same name springs up on the electoral register at another address unless they have moved credit reporting accounts to a new address OR declared it as a previous address on an application for credit then they wont be found via a soft credit check
    I'm not convinced they can access addresses from credit references agencies under "reasonable cause" - it's protected data.

    If you have defaulted on a loan or other credit commitment, it's likely that when taking it out, permission was given to access credit data and so it can be used by a debt collector on the basis you say. However, there is no agreement like that in place with a parking company. If a credit reference agency gave that information out to someone chasing a parking charge, it would almost certainly be a breach of GDPR.

    I think it's naive to believe that, if they sent a debt collector round to the address and a new occupier answered the door, or a "helpful" neighbour popped out, they wouldn't ask if they happened to know a forwarding address. I'm not suggesting they are asking around the local pubs!

    https://www.experian.co.uk/consumer/guides/who-has-access.html

  • Galloglass
    Galloglass Posts: 1,288 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Tell the person not to hide!
    Because it really is pointless as firms like Experian know a lot about you. And you can "ask James" if you want.

    https://www.experian.co.uk/consumer/ask-james.html

    The main way they find people is through mobile phone contracts. People often change phones, take out credit, and give their new address to the credit companies. This information finds its way onto Experian and others for "soft checking".

    Don't want to be found? Get a burner.
    • All land is owned. If you are not on yours, you are on someone else's
    • When on someone else's be it a road, a pavement, a right of way or a property there are rules. Don't assume there are none.
    • "Free parking" doesn't mean free of rules. Check the rules and if you don't like them, go elsewhere
    • All land is owned. If you are not on yours, you are on someone else's and their rules apply.
    Just visiting - back in 2025
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