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yougov.finance bribe

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  • masonic
    masonic Posts: 27,223 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    MikeJXE said:
    tg99 said:
    Finally getting round to looking at getting this set up. I’m going to set it up with 10x current accounts or credit card accounts rather than savings so as to get the max 5000 points per quarter but just wanted to check a few things:

    - how ‘active’ does the account generally have to be to be deemed acceptable for points? Some of my current accounts / credit cards have 1 transaction per month - though with quite a long history - so wondering whether this will be sufficient? I can see their website refers to a minimum number of transactions but can’t see anything on how many.

    - for current accounts that have not had any transactions for a while, anyone have a general idea of how long before they would be deemed active from the point where I started to do a few transactions? Website says accounts must be at least a month old hence if I did a few transactions over the course of the next month then tried to connect then should be successful (in theory!).

    - presumably every three months when you reconnect then the accounts will be ‘tested’ for whether they are active or not / have had minimum number of transactions else would be rejected even if accepted the first time?

    - is it best to connect accounts one by one every few days to try and help you work out which one was rejected as I don’t recall from reading previous posts on  this thread that Yougov tell which which ones are rejected?

    Thx
    In my set up I have 9 current accounts and 1 credit card

    The only way to see if one is accepted or rejected is to do 1 at a time

    No idea how active they should be but mine are 3 very active and all have a £5 standing order doing the rounds once a month

    I have had 2 £50 since May from this setup and expect another at the end of the month

    A reconnect can be available up to 13 days before it's due (so someone on here observed)

    My accounts are very spread out over Yougov Finance and I have no idea if that makes a difference, also I do surveys on Yougov so that might have sone influence 
    Yes I have reconnected 13 days ahead of the due date. Whether that is common I don't know.
    Yes, reconnect option first appears then. It's also worth pointing out that since the limits were imposed, for new accounts added you get told straight away if they will qualify for points, so no longer any need to do one at a time. You don't get the same feedback for renewals (if your account has been dormant for a while it might renew for no points).
  • MikeJXE
    MikeJXE Posts: 3,856 Forumite
    1,000 Posts Second Anniversary Name Dropper
    masonic said:
    MikeJXE said:
    tg99 said:
    Finally getting round to looking at getting this set up. I’m going to set it up with 10x current accounts or credit card accounts rather than savings so as to get the max 5000 points per quarter but just wanted to check a few things:

    - how ‘active’ does the account generally have to be to be deemed acceptable for points? Some of my current accounts / credit cards have 1 transaction per month - though with quite a long history - so wondering whether this will be sufficient? I can see their website refers to a minimum number of transactions but can’t see anything on how many.

    - for current accounts that have not had any transactions for a while, anyone have a general idea of how long before they would be deemed active from the point where I started to do a few transactions? Website says accounts must be at least a month old hence if I did a few transactions over the course of the next month then tried to connect then should be successful (in theory!).

    - presumably every three months when you reconnect then the accounts will be ‘tested’ for whether they are active or not / have had minimum number of transactions else would be rejected even if accepted the first time?

    - is it best to connect accounts one by one every few days to try and help you work out which one was rejected as I don’t recall from reading previous posts on  this thread that Yougov tell which which ones are rejected?

    Thx
    In my set up I have 9 current accounts and 1 credit card

    The only way to see if one is accepted or rejected is to do 1 at a time

    No idea how active they should be but mine are 3 very active and all have a £5 standing order doing the rounds once a month

    I have had 2 £50 since May from this setup and expect another at the end of the month

    A reconnect can be available up to 13 days before it's due (so someone on here observed)

    My accounts are very spread out over Yougov Finance and I have no idea if that makes a difference, also I do surveys on Yougov so that might have sone influence 
    Yes I have reconnected 13 days ahead of the due date. Whether that is common I don't know.
    Yes, reconnect option first appears then. It's also worth pointing out that since the limits were imposed, for new accounts added you get told straight away if they will qualify for points, so no longer any need to do one at a time. You don't get the same feedback for renewals (if your account has been dormant for a while it might renew for no points).
    Renew or not points or not can be seen in history, if you add or renew more than 1 account at a lime you won't know which added the points. 

    Thats what I was trying to point out, all it says is 500 points added 
  • allegro120
    allegro120 Posts: 1,874 Forumite
    1,000 Posts Second Anniversary Name Dropper
    MikeJXE said:
    tg99 said:
    Finally getting round to looking at getting this set up. I’m going to set it up with 10x current accounts or credit card accounts rather than savings so as to get the max 5000 points per quarter but just wanted to check a few things:

    - how ‘active’ does the account generally have to be to be deemed acceptable for points? Some of my current accounts / credit cards have 1 transaction per month - though with quite a long history - so wondering whether this will be sufficient? I can see their website refers to a minimum number of transactions but can’t see anything on how many.

    - for current accounts that have not had any transactions for a while, anyone have a general idea of how long before they would be deemed active from the point where I started to do a few transactions? Website says accounts must be at least a month old hence if I did a few transactions over the course of the next month then tried to connect then should be successful (in theory!).

    - presumably every three months when you reconnect then the accounts will be ‘tested’ for whether they are active or not / have had minimum number of transactions else would be rejected even if accepted the first time?

    - is it best to connect accounts one by one every few days to try and help you work out which one was rejected as I don’t recall from reading previous posts on  this thread that Yougov tell which which ones are rejected?

    Thx
    In my set up I have 9 current accounts and 1 credit card

    The only way to see if one is accepted or rejected is to do 1 at a time

    No idea how active they should be but mine are 3 very active and all have a £5 standing order doing the rounds once a month

    I have had 2 £50 since May from this setup and expect another at the end of the month

    A reconnect can be available up to 13 days before it's due (so someone on here observed)

    My accounts are very spread out over Yougov Finance and I have no idea if that makes a difference, also I do surveys on Yougov so that might have sone influence 
    Yes I have reconnected 13 days ahead of the due date. Whether that is common I don't know.
    I didn't know about 13 days. My expiry is due tomorrow. I've had a look few minutes ago, all 10 showed as expired and it invited me to "reconsent", so I did but 3 of my accounts (TSB, Lloyds and Halifax) failed to connect.  Strange, all three have been active for a long time (money in and out every month), certainly no change in accounts' activities since 90 days ago. I'll try again tomorrow, if they are still fail to reconnect I've got enough current accounts to replace these three, but it puzzles me why 7 were "reconsentable" and 3 weren't.
  • MikeJXE
    MikeJXE Posts: 3,856 Forumite
    1,000 Posts Second Anniversary Name Dropper
    It might be an idea to remove said banks then reconnect them next day 
  • tg99
    tg99 Posts: 1,248 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    So as you don’t get the same masonic said:
    MikeJXE said:
    tg99 said:
    Finally getting round to looking at getting this set up. I’m going to set it up with 10x current accounts or credit card accounts rather than savings so as to get the max 5000 points per quarter but just wanted to check a few things:

    - how ‘active’ does the account generally have to be to be deemed acceptable for points? Some of my current accounts / credit cards have 1 transaction per month - though with quite a long history - so wondering whether this will be sufficient? I can see their website refers to a minimum number of transactions but can’t see anything on how many.

    - for current accounts that have not had any transactions for a while, anyone have a general idea of how long before they would be deemed active from the point where I started to do a few transactions? Website says accounts must be at least a month old hence if I did a few transactions over the course of the next month then tried to connect then should be successful (in theory!).

    - presumably every three months when you reconnect then the accounts will be ‘tested’ for whether they are active or not / have had minimum number of transactions else would be rejected even if accepted the first time?

    - is it best to connect accounts one by one every few days to try and help you work out which one was rejected as I don’t recall from reading previous posts on  this thread that Yougov tell which which ones are rejected?

    Thx
    In my set up I have 9 current accounts and 1 credit card

    The only way to see if one is accepted or rejected is to do 1 at a time

    No idea how active they should be but mine are 3 very active and all have a £5 standing order doing the rounds once a month

    I have had 2 £50 since May from this setup and expect another at the end of the month

    A reconnect can be available up to 13 days before it's due (so someone on here observed)

    My accounts are very spread out over Yougov Finance and I have no idea if that makes a difference, also I do surveys on Yougov so that might have sone influence 
    Yes I have reconnected 13 days ahead of the due date. Whether that is common I don't know.
    Yes, reconnect option first appears then. It's also worth pointing out that since the limits were imposed, for new accounts added you get told straight away if they will qualify for points, so no longer any need to do one at a time. You don't get the same feedback for renewals (if your account has been dormant for a while it might renew for no points).
    So since I won’t get the feedback on my first renewals due in a few weeks is the best method to reconnect one every day or so for the 13 days until expiry and then identify any gaps by how long takes points to be credited? Quite a lot of my 10 were semi dormant with virtually no recent activity so surprised they all got points.
  • MikeJXE
    MikeJXE Posts: 3,856 Forumite
    1,000 Posts Second Anniversary Name Dropper
    tg99 said:
    So as you don’t get the same masonic said:
    MikeJXE said:
    tg99 said:
    Finally getting round to looking at getting this set up. I’m going to set it up with 10x current accounts or credit card accounts rather than savings so as to get the max 5000 points per quarter but just wanted to check a few things:

    - how ‘active’ does the account generally have to be to be deemed acceptable for points? Some of my current accounts / credit cards have 1 transaction per month - though with quite a long history - so wondering whether this will be sufficient? I can see their website refers to a minimum number of transactions but can’t see anything on how many.

    - for current accounts that have not had any transactions for a while, anyone have a general idea of how long before they would be deemed active from the point where I started to do a few transactions? Website says accounts must be at least a month old hence if I did a few transactions over the course of the next month then tried to connect then should be successful (in theory!).

    - presumably every three months when you reconnect then the accounts will be ‘tested’ for whether they are active or not / have had minimum number of transactions else would be rejected even if accepted the first time?

    - is it best to connect accounts one by one every few days to try and help you work out which one was rejected as I don’t recall from reading previous posts on  this thread that Yougov tell which which ones are rejected?

    Thx
    In my set up I have 9 current accounts and 1 credit card

    The only way to see if one is accepted or rejected is to do 1 at a time

    No idea how active they should be but mine are 3 very active and all have a £5 standing order doing the rounds once a month

    I have had 2 £50 since May from this setup and expect another at the end of the month

    A reconnect can be available up to 13 days before it's due (so someone on here observed)

    My accounts are very spread out over Yougov Finance and I have no idea if that makes a difference, also I do surveys on Yougov so that might have sone influence 
    Yes I have reconnected 13 days ahead of the due date. Whether that is common I don't know.
    Yes, reconnect option first appears then. It's also worth pointing out that since the limits were imposed, for new accounts added you get told straight away if they will qualify for points, so no longer any need to do one at a time. You don't get the same feedback for renewals (if your account has been dormant for a while it might renew for no points).
    So since I won’t get the feedback on my first renewals due in a few weeks is the best method to reconnect one every day or so for the 13 days until expiry and then identify any gaps by how long takes points to be credited? Quite a lot of my 10 were semi dormant with virtually no recent activity so surprised they all got points.
    Yes 1 a day.

    If you renew a few at a time say 5, and you only get 4 lots of points you won't know which failed 
  • masonic
    masonic Posts: 27,223 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    There is no longer any need to do them one at a time. Last time I renewed I did all mine at the same time. The next day I could see exactly which ones didn't renew as they were still showing as pending expiry. I could then delete and readd them individually (you instantly get feedback as to whether they failed) or replace with others.
  • tg99
    tg99 Posts: 1,248 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    masonic said:
    There is no longer any need to do them one at a time. Last time I renewed I did all mine at the same time. The next day I could see exactly which ones didn't renew as they were still showing as pending expiry. I could then delete and readd them individually (you instantly get feedback as to whether they failed) or replace with others.
    Does a successful renewal mean you definitely earn the points or can they renew with no points awarded?
  • masonic
    masonic Posts: 27,223 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 7 September 2023 at 4:28PM
    tg99 said:
    masonic said:
    There is no longer any need to do them one at a time. Last time I renewed I did all mine at the same time. The next day I could see exactly which ones didn't renew as they were still showing as pending expiry. I could then delete and readd them individually (you instantly get feedback as to whether they failed) or replace with others.
    Does a successful renewal mean you definitely earn the points or can they renew with no points awarded?
    From my experience, they appear to renew successfully, but when points are awarded they get reset (as if you didn't renew them and they are back to nearing expiry). If you then delete and re-add, you'll get told they aren't eligible for points.
  • MikeJXE said:
    tg99 said:
    Finally getting round to looking at getting this set up. I’m going to set it up with 10x current accounts or credit card accounts rather than savings so as to get the max 5000 points per quarter but just wanted to check a few things:

    - how ‘active’ does the account generally have to be to be deemed acceptable for points? Some of my current accounts / credit cards have 1 transaction per month - though with quite a long history - so wondering whether this will be sufficient? I can see their website refers to a minimum number of transactions but can’t see anything on how many.

    - for current accounts that have not had any transactions for a while, anyone have a general idea of how long before they would be deemed active from the point where I started to do a few transactions? Website says accounts must be at least a month old hence if I did a few transactions over the course of the next month then tried to connect then should be successful (in theory!).

    - presumably every three months when you reconnect then the accounts will be ‘tested’ for whether they are active or not / have had minimum number of transactions else would be rejected even if accepted the first time?

    - is it best to connect accounts one by one every few days to try and help you work out which one was rejected as I don’t recall from reading previous posts on  this thread that Yougov tell which which ones are rejected?

    Thx
    In my set up I have 9 current accounts and 1 credit card

    The only way to see if one is accepted or rejected is to do 1 at a time

    No idea how active they should be but mine are 3 very active and all have a £5 standing order doing the rounds once a month

    I have had 2 £50 since May from this setup and expect another at the end of the month

    A reconnect can be available up to 13 days before it's due (so someone on here observed)

    My accounts are very spread out over Yougov Finance and I have no idea if that makes a difference, also I do surveys on Yougov so that might have sone influence 
    Yes I have reconnected 13 days ahead of the due date. Whether that is common I don't know.
    I didn't know about 13 days. My expiry is due tomorrow. I've had a look few minutes ago, all 10 showed as expired and it invited me to "reconsent", so I did but 3 of my accounts (TSB, Lloyds and Halifax) failed to connect.  Strange, all three have been active for a long time (money in and out every month), certainly no change in accounts' activities since 90 days ago. I'll try again tomorrow, if they are still fail to reconnect I've got enough current accounts to replace these three, but it puzzles me why 7 were "reconsentable" and 3 weren't.
    I had no idea it was coming tbh, I'd only looked as I knew one was getting near its reconsent date and it was there saying 13 days left, reconsent. I'd previously seen 10 and 12 days so whether its bank specific I have no idea?

    As for which ones are ok to renew and some aren't, I try to do the odd little card payments with each account. They don't add up to much but so far making 20 card payments over 3 months seems to do the trick.
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