Club Lloyds Monthly Fee Waiver Minimum Deposit changing to £2,000

phillw

Deleted_User said:

Incidentally when I had the Lloyds account I opted for the cinema tickets, then gave them away. I guess some of you on here would have sold them but I've never been that desperate for money,

I use them & invite friends. I'm not desperate for money, but it's a night out that I wouldn't usually pay for.

mab3000

Just received a letter notifying me about this. Also telling me the interest rate is rising to 1.5% on balances up to £3999.99 and 3% from £4000 to £5000 from the 31st Jan 

Sea_Shell

So, is that an average rate on £5000 of 1.8% ?

northwalesd

I too got an in app communication with the same details as @mab3000 above.

NedS

Same here - I received an email notification today of a letter in my account detailing an important change of terms and conditions.

I use a Barclays Rainy Day Saver account for 5% on deposits up to £5k, so the Club Lloyds account just holds my day to day working balance (less than £1k) as it pays some interest whereas all the rest of my bank accounts pay zero interest. 1.5% is better than nothing on that small running balance.

WillPS

Still well worth the very little faff for the cinema tickets or magazine and more importantly the regular saver, I reckon.

The current account balance interest hasn't been a compelling reason to jump through the DD hoop for a long time now.

infoadict

Do internal transfers between Club Lloyds accounts count? I have 2 - a sole and a joint. Currently I pay the £1,500 individually.

AmityNeon

infoadict said:

Do internal transfers between Club Lloyds accounts count? I have 2 - a sole and a joint. Currently I pay the £1,500 individually.

Yes they do. The same also applies to Halifax and Bank of Scotland.

infoadict

Thanks for confirmation

Slinky

AmityNeon said:

infoadict said:

Do internal transfers between Club Lloyds accounts count? I have 2 - a sole and a joint. Currently I pay the £1,500 individually.

Yes they do. The same also applies to Halifax and Bank of Scotland.

Is that also the case for Santander 123 and their Edge account do you know please?