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Someone bumped my car in car park. How to proceed?
Yesterday I come back to my car in a car park to find a note on my car from an independent witness who observed someone bump into the rear of my car. They have left the registration number and make/model of car but not their contact details.
I reckon the damage is a few hundred pounds worth it’s basically just scraped the bumper.
I have reported it to the police using an online form they provided but guess they won’t do anything without a witness.
Do I use social media to try and find the witness or car who did it?
Do I contact my insurance and will they be able to do anything with only the registration number and no witness? I don’t want my premiums to increase?
Or do I just wait to see if the police ever come back and repair it myself?
any advice appreciated
The car park didn’t have CCTV.
Thanks
I reckon the damage is a few hundred pounds worth it’s basically just scraped the bumper.
I have reported it to the police using an online form they provided but guess they won’t do anything without a witness.
Do I use social media to try and find the witness or car who did it?
Do I contact my insurance and will they be able to do anything with only the registration number and no witness? I don’t want my premiums to increase?
Or do I just wait to see if the police ever come back and repair it myself?
any advice appreciated
The car park didn’t have CCTV.
Thanks
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Replies
Then you can consider if it is worth a claim on insurance.
1. Forget about responsibility and pay for it to be fixed.
2. Get a quote for it to be fixed. Report it to your insurance company with info of the other reg. Get them to investigate and see if the other party agrees they are at fault.
If they do get your bodyshop to repair and bill the third party. If they don't back to 1.
3. Do your own research on the third party insurance status, https://www.askmid.com/askmidenquiry.aspx
4. Claim on your own insurance and suffer a potential premium increase.
If the damage is only cosmetic and you can still use the car 2 or 3 for me.
I've just been through an incident and went down option 2, the difference is the third party was still on site. The incident has not increased a renewal premium.
I have put a post on social media for the witness to come forward.
Otherwise will just have to pay myself.
Vocational freedom has arrived
Could have been written by the person that bumped it and wrote it out so it looked like they where leaving their details and left someone else's for all you know.