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New John Lewis Credit Card warning!
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StuartBlatch
Posts: 1 Newbie
in Credit cards
The old partnership card expired so i took out a new JL card. Id just done some work on the Kitchen so took the opportunity of doing a balance transfer interest free. However what i find out is that any other use of the card for petrol, food, gifts etc incurs a interest fee from the point of use, you do not get your 30-45 day interest free period. I was politely informed when i queried it, but will not be using it again, it was not upfront in their terms and was hidden in the small print, not very customer friendly! be warned.
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Comments
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Normal practise.
Your balance transfer is interest free, but not other transactions. Unless you pay ALL the purchases off in full (after you receive the statement)Life in the slow lane2 -
Yup, standard practice on the vast majority of (if not all) BT cards. This is why you must always read the small print whenever entering into any contract, whether financial or otherwise.
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StuartBlatch said:The old partnership card expired so i took out a new JL card. Id just done some work on the Kitchen so took the opportunity of doing a balance transfer interest free. However what i find out is that any other use of the card for petrol, food, gifts etc incurs a interest fee from the point of use, you do not get your 30-45 day interest free period. I was politely informed when i queried it, but will not be using it again, it was not upfront in their terms and was hidden in the small print, not very customer friendly! be warned.0
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