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1% challenge 2023

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  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 11 February 2023 at 10:50PM
    Borrowed the bf's car today & noticed he was on empty, so I filled it up & took the total off what I owe him. £72.58 off my total.
    Also £250 popped into the mortgage overpayment pot

    #5 £578.38 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 24 March 2023 at 7:44AM
    1. Bekah89 1% £528.68 / £107 4.94%
    2. AntoMac 1% £253 / £50 5.06%
    3. Kittiej 1% £30
    4. NeverendingDMP 1% £192.72
    5. x_raphael_xx 1% £578.38 / £1300 3.44%
    6.
    7.
    8.
    9. Scrimpandsave 1%
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • Wages hit today! Another £250 for the mortgage overpayment.

    #5 £828.38 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Paid for bfs groceries, to come off what I owe him.

    #5 £890.86 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • AntoMac
    AntoMac Posts: 2,649 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Now up to £313 paid off. Just over 6%
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Bf was paid today, so popped £350 to the mortgage op pot.

    #5 £1240.86 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 24 March 2023 at 7:48AM
    Sorry both been awol for a bit!

    updated totals below I’ve paid some extra off today too 

    1. Bekah89 1% £570.89 / £107 5.33%
    2. AntoMac 1% £388 / £50 7.76%
    3. Kittiej 1% £30
    4. NeverendingDMP 1% £192.72
    5. x_raphael_xx 1% £319.10 / £1300 4.24%
    6. Scowles 1% £79.19
    7.
    8.
    9. Scrimpandsave 1%
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    £28.24 re-paid to the bf today, to leave what I owe him as a nice round number :D

    #5 £1269.10 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    £350 into the mortgage overpayment pot, and that tips me over 1% no.4 and into no.5!!

    #5 £319.10 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Scowles
    Scowles Posts: 8 Forumite
    Fifth Anniversary First Post Combo Breaker
    Hi, can I join you guys please 🙏

    I've worked out that my 1% is £79.17

    I'm going to do my best to reach that 1% every month. Hopefully I will be able to pay off smaller debts sooner to then put those minimum payments towards larger debts.
    Mum of 2, guardian of 1, attempting to declutter and live a more minimalist life £2 Savers Club #21 £ 365 1p challenge 2023 # £ Virtual Sealed Pot 2023 # £ Roadkill savings £ Prom savings £ Plum savings £
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