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1% challenge 2023

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  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    Well done @x_raphael_xx! Would you like to be number 5? Is your 1% 1300? 
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • I wish I could join this challenge but it feels so overwhelming breaking it down to 1% for me. My 1% is £650.
    When I started this challenge a couple of years ago it was so much lower!
    Total debt when my journey began in December 2022- £66,133.42
    Current debt May 2024- £40,064.57
    Repaid 39.42%

    My Debt Free Wannabe Diary
    https://forums.moneysavingexpert.com/discussion/6411146/the-final-bite-of-the-cherry-journey-to-clear-66k#latest

  • AntoMac
    AntoMac Posts: 2,649 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    You’re still very welcome to join @outoftheviciouscircle
    I don’t know if I will actually reach my own target but I figure joining this challenge will get me closer
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 18 January 2023 at 8:42PM
    @outoftheviciouscircle maybe you could work out a goal for this year to pay off and work towards each 1% of that 🙂
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • bekah89 said:
    Well done @x_raphael_xx! Would you like to be number 5? Is your 1% 1300? 
    Hi Bekah, #5 will do nicely thank you.
    Yes my 1% is £1300, I've hit it twice, so currently on my 3rd 1% :smiley:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    bekah89 said:
    Well done @x_raphael_xx! Would you like to be number 5? Is your 1% 1300? 
    Hi Bekah, #5 will do nicely thank you.
    Yes my 1% is £1300, I've hit it twice, so currently on my 3rd 1% :smiley:
    Ah amazing! Well done!! 😃
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • x_raphael_xx
    x_raphael_xx Posts: 4,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wages hit today, so pots jiggled and £850 paid to the mortgage as an overpayment.

    #5 £1025.80 / £1300.00
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • AntoMac
    AntoMac Posts: 2,649 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I’ve reached my second percentage point.
    Have now paid off £108/£4922 2.19%
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • bekah89
    bekah89 Posts: 421 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 28 January 2023 at 10:02AM
    Well done both! I’ve updated your totals 

    1. Bekah89 1% £322.49 / £107 3.1%
    2. AntoMac 1% £201 / £50 4.2%
    3. Kittiej 1% £30
    4. NeverendingDMP 1% £80.90
    5. x_raphael_xx 1% £1055.80 / £1300 3.81%
    6.
    7.
    8.
    9. Scrimpandsave 1%
    March NSD 14/15

    Debt £9607.54/£11296.89
    CC2:£2274.64/£2299.36 CC3: £1848/£1924.91 CC4:£25/£978.50 CC5: £1155/£1331.24 CC6: £3754.90/£4191.09 CC7: £550/£607.39
    CC1: paid off 14/02/23

    PAYDBXMAS23 #4 £1432.74/£4000
    Saving for Xmas 23 £30/£365
    4.94% £570.89/£107 
    make £2023 in 2023 #24 £71.24/£2023
  • AntoMac
    AntoMac Posts: 2,649 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I’m up to £201/£4922 now thanks mainly to Prolific surveys, which takes me just over 4 per cent.
    Thanks for running this thread @bekah89

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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