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Resourcefulness: The budgeter's friend
Comments
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Cat envy though I do have the most glorious woof. Remind me, when do pets qualify for state pension? Wonderful to read about your stately progress on the pots @foxgloves. Onwards and upwards love Humdinger xx
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I wish they qualified for state pension - they seem to get a lot more expensive as they get older! 😢 Ash is a beauty though. 😻
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Ash is 'Andsome! 💖
I am completely with you on the acceptable temperature band! 😉
KK
As at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 53 books of target 52 in 2026 as @ 27th July.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Ha, I was laughing when you said about cleaning out the car for part exchange. We just bought a new car, and have been driving it for a few days. I got in the scruffy old one today - good lord it's a mess 🙈 We'll be passing it to the local farmer for his daughter to practice driving round the fields in, and I still feel the need to give it a good scrub first 😱😂
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We are also shortly going to be joining the band of "better give it a clean then" folk for a car that will be being got rid of!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1
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