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Resourcefulness: The budgeter's friend
Comments
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Nomnomnommettynom!
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!8 -
Wow looks amazing! Two Magpies is a great place for coffee and cake …
Love Deni
x
LBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 2025 ⭐️⭐️🏅
Decluttering Campaign Member 2026 🏅🏅🏅⭐️3 -
After sharing the above cake…cherry & pistachio bakewell....with Mr F, I DID go back to the hippie shop to buy that garment..it's my holiday present to myself.
I have also bought myself a birthday present - a lovely interesting bottle of gin, having been offered a taster in the Adn*ms shop. Budget-neutral as used my Personal Spends. Mr F was delighted to get the green light from the Foxgloves Manor Exchequer to choose a selection of beers. It will work out the same as his notional weekly beer allowance but in bulk so as to choose some old faves plus newbies to enjoy throughout May instead. Isn't choosing treats so much more enjoyable & meaningful when one isn't doing it all the time as in the Spendy Years. Things FEEL like a treat these days, instead of just 'buying yet another thing'.
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!9 -
Ooh, tasty looking cake. Have a great birthday & an amazing break. X
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £290/3000
Studies/surveys July £31.90
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Purchases sound lovely and well thought out.
Happy birthday for tomorrow!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Happy birthday and enjoy your carefully chosen treats
“the princess jumped from the tower & she learned that she could fly all along. she never needed those wings.”
Amanda Lovelace, The Princess Saves Herself in this One3 -
Happy Birthday Foxgloves! I’m wondering if we were in the same town earlier… I also saw seals on the beach and there was a two magpies! (In our case, we were at the tail end of a mini break to celebrate a milestone birthday for my dad).
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Happy Birthday Foxgloves! 🎂
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Happy Birthday. Hope you had a great time.
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Happy Birthday Foxgloves have a lovely day and a relaxing break xx🎂🎉🎂🎉
4
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