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Resourcefulness: The budgeter's friend
Comments
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Hope the vet was able to help and Soot is back to normal asap. It’s so very worrying when they’re not well 😔Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Sending hugs.4
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How’s Soot4
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Hi all, Thanks for all your kind wishes for Soot, will update later, as on top of all that & Mr F having a very stressful work day today, I have this morning been scammed so have already spent a long time on the phone to my bank.
Need to get on with some stuff now, but will update later.
F2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!8 -
Oh my word. That's not good. Hope all gets sorted xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £290/3000
Studies/surveys July £42.60
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4 -
Oh jeepers, it all comes at once doesn't it!
Hope you can get the bank sorted swiftly and without any loss.
Hugs to you both and gentle scritches to Soot x
KKAs at 18.06.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £214,281
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2026 as @ 12th July.
Produce tracker: £157 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Oh no not what you need right now. Hope you get it sorted quickly.I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪4
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Sending a great big supportive virtual hug across the ether!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)3
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It never rains but it pours. Hope all is sorted with the bank. Soot is ok and Mr Fs day improves.4
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Hopefully those are the three 'bad luck comes in threes' things and you can all get back to normal very soon xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3
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