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Resourcefulness: The budgeter's friend
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No, no and thrice no @foxgloves! Your work here is never done!! You have new people to inspire; and the lives of your devoted posse of admirers would be impoverished if you were to decide that you should move on. Your diary is the perfect example of how elevated the everyday can be. Happy new year to us all love Humdinger xx16
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100% in agreement with @Humdinger1!!!!!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!11
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I’m also debt free and almost mortgage free but still stay on here for my own accountability. I love hearing about your daily doings and Soot and Ash’s attempts to bring mealtimes forwards.I get knocked down but I get up again (Chumbawamba, Tubthumping)12
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Agree with the comments above...please don't ever leave. We all love following you and learn so much from you. Personally I have been inspired so much by your life & have picked up so many tips. I will be staying even after clearing my last debts. I think its so helpful to stop us falling back into old ways again.
Happy New Year to you & Mr FGMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up11 -
Happy New Year Foxgloves and Mr F 🎉🥂 I am looking forward to hearing all about your new project and daily resourcefulness in 2025. Thank you for your wonderful diary 😊 You are probably helping more people than you realise.10
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That's kind of you to say so. I think keeping myself focused on budget-friendly stuff also helps my twin goal of living more sustainably too.
Happy New Year everyone. Let's really make it count!
We have a money saving project planned this year which we will firm up tomorrow when here at Foxgloves Manor we have our Annual Money Summit. Today I intend to sort out my new diary so as to get myself organised, followed by roping Mr F in to do January's meal plans as I know he is aiming to do some major freezer tetris at some point today. Then it will be relaxation time & a bit more of my fiendish (but beautiful) jigsaw.
It's a rough old day out there this morning. Ash has just come in soaked through with spiky hedgehog fur, the silly sausage. Soot is on breakfast manoeuvres.
Enjoy your New Year & let's make it as good a one as we can.
F xx
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)16 -
Chloe came in all soggy this morning and gave Mr KK the privilege of drying her on his duvet! 😉😂
I’m with everyone else, you add so much to my life here. I especially find your seasonal doings (sowing, growing, harvesting and processing of food crops) helpful 😊 I am also a big fan of Soot and Ash 😉❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.13 -
Moorviews: 'Happy New Year Foxgloves and Mr F 🎉🥂 I am looking forward to hearing all about your new project and daily resourcefulness in 2025. Thank you for your wonderful diary 😊 You are probably helping more people than you realise'
Totally agree with this, please keep posting FG x8 -
HNY Mrs F - may it be a good one with many money saving endeavours!We too have a new jigsaw on the go - Mum usually buys us one and this year’s was a rather fantastic map of the British Isles with all sorts of quirky details…we keep seeing pieces and saying “ooh - is that…?!” 😁 It’s taking shape slowly - MrEH is doing a little more to it as I type, in fact!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her11 -
Happy new year Foxgloves.
I find your diary thought provoking and a joy to read and I learn so much as well as you reminding me of things I used to do and need to reinstate.
You reinforce that the many small actions add up and make a difference.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family12
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