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Resourcefulness: The budgeter's friend
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Also it is a beautiful sunny and warm day here in the NW !LBM - October 2018; finally debt free on 16 March 2021
2023 Mortgage Free Wannabee #92023 Mortgage free in March 23 !
Decluttering Campaign member 2023🏅🏅 🏅⭐️⭐️
Decluttering Campaign Member 2024 🏅🏅
Decluttering Campaign Member 2025 ⭐️⭐️🏅6 -
Glad the appointment and MSE smear test is over and done with. Hopefully you will get further feedback and a plan soon.I reckon there were a lot of us caught up in today's prolific cycle of can't finish but can't move away either. Wouldn't it be nice if we could all meet up and do one of the olde worlde market research sessions - usually in someone's front room with tea and biscuits and an envelope of cash to take away. I reckon the MSE crew would be a fab group of participants.7
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Fingers crossed for the next lot of results. A bonus getting a bogof at the hospital 😂😂January spends - £587.587
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Hopefully it’s nothing serious and they get to the bottom of what’s causing the pain and get it sorted. Good news you got the smear out of the way at the same time.I get knocked down but I get up again (Chumbawamba, Tubthumping)6
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Glad to her the prognosis is more hopeful for you. I hope the treatment plan is not too invasive or troublesome .Kind of the hospital to repay car paarking for the ladies who had their appointments delayed.
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Glad you are feeling a bit brighter. I always think the “not Knowing “ is hard to handle. Once you have a diagnosis you can start your plan of action. Keep smiling x6
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Thanks for your good wishes, all. Agree....'not knowing' is difficult because I am very much a planner.
Going to use today for catching up with a few things, so will be nicely busy. Also need to get back properly into my routines after 3 bank holidays.
F x
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!7 -
Sending good vibes for all being well once the consultant and team have had their meeting and get back to you. Definitely a worry "not knowing" isn't it - and all the more so when you're someone who wants to being able to plan ahead.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her5 -
Hi Foxgloves and gang,
Delurking to send lots of good wishes your way Foxgloves- you seem like a lovely person and your diaries have been really inspirational as well as entertaining and full of compassion and sense. Hope you get good news very soon x
P.S. counting a smear on a hospital visit as a money saving win is very on-brand, I’m proud of you

https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael6 -
@foxgloves thanks for the update as to be honest, I have been fretting about you. I know you're waiting for the letter, but your consultant sounds like a good egg, and an expert to boot. Onwards and upwards love Humdinger xx8
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