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£30,000 in one year ...One big push

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  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Oh dear ,i have just realised i somehow hot ahead of myself and this week was in fact week 15 ,i must make sure that i post in the correct weeks so that i dont get muddled again ...I have paid an extra £250 in this week so i will pay £250 less next week ,i wondered why i had to take money from other pots now i know why

    So week 15 £500 sent to Mort OP 
    £250 in to PBs 
    Total £7750

    Tomorrow will be the start of week 16 !!!






















  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Week 16 ..

    Due to having already paid this weeks overpayment to the mortgage last week i only needed to pay £250 in to PBs which i have done 
    Numbers now at £8000 since this year began i am so very happy with that 

    My make £14 a day challenge has rather fallen by the wayside at the minute until i get my other sideline running smoothly .In the end it should help to make the £14 a day target much easier ,fingers crossed 
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Oh dear i am slightly behind so heres a quick update 

    Week 17 £250 in to Mort OPs 
    And £250 in to PBs 
    Total £8500

    Week18 £250 in to Mort OPs 
    And £250 in to PBs
    Total £9000 over the 18 weeks 

    I am really busy at the moment trying to set up a small business ,i dont know if it will work out but im having a good try ..
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Oh dear behind yet again .I am so very busy now working on a new venture which until this week had not taken off at all but this last week has been so much better so fingers very tightly crossed for more of the same 

    So numbers ..Week 24 £500 in to PBs .I have now reached £12000 which is amazing..If all goes well i should only be short by £4000 at the end of the year Very happy with that
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Week 25 

    £500 in to PBs  Total now at £12,500 , some of which is in PBs and some i have paid off the mortgage..

    Last week went really well with the new business but the last couple of days have been really quiet again ,not much money made sadly but its going to take time definitely
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Week 26 ..

    £500 in to PBs ..Total now £13000 ..Half way through the year so still on target at the minute to reach £26000 this year which will be just £4000 short of target ,very happy with that and very grateful as always
  • beanielou
    beanielou Posts: 96,015 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    You are doing so well.
    Be very proud.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
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  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi try_harder sorry I hadn't realised you'd started another diary. All caught up now. You are doing amazing as always! Congratulations to you both.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you very much beanielou and savingholmes as always..

    Week 27 
    £500 in to PBs ..I am now at £13500 and £16500 left to find 

    I made nothing last week in my new business .Heres hoping for a better week this week  

  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are motoring along. Well done.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
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