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£30,000 in one year ...One big push
Comments
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£30,000?! Love the ambition 👍4
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Week 2 roundup ..
Not so sure whether to put the £500 in to PBs or mort OPs ..I put £500 in to PBs in week one but then thought i should be dividing it between the two PBs and OPs ,i keep changing my mind ,anyway ,i decided to put all five hundred in to the mort this week and from now on divide it equally ..
Total now £1000 saved
5 no spend days this week
Sadly one item decluttered this week only
My make £14 a day challenge also flopped this week as only £66.35 made over the week but i am still on target overall as total over two weeks is £298.12
Food budget .I failed miserably at this one this week. We have had far too many treats .I will try harder next week
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Good luck @try_harder with your goal! I'm also trying to get to £30k this year (although I'm trying to get to that figure in savings rather than mortgage OPs) so I will be following your journey and cheering you on!
Sounds like you're making good progress, I love the idea of weekly roundup updates for accountability.Mortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £30k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 162/500 items so far4 -
Thank you eat that frog for your support .I will follow you for inspiration too.
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Good luck with your goal! you have made a great start to the final yearMortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 20223
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Thank you Moneyfordreams ..I am trying really hard to keep my eye on the ball but it is hard isnt it to get that happy balance between saving and still living3
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Week 3
Just half way through week 3 and £500 put aside .£250 has gone in to PBs and £250 in to mort OPs ..
Make £14 a day ..£98 a week extra income has £140 in it from gift monies this week which was very helpful as i have not made a single penny selling etc this week which is really bad ,still i have three and a half days to hopefully make something happen .
Food budget has all been spent in one shop and thats ok as i should have plenty to last until Saturday .I had lots in my freezer so it was mainly fresh stuff that i needed ..Full round up at the weekend5 -
Week 3 final roundup
£250 in to PBs this week
£250 paid in to Mort OPs ..Total £500
Total over 3 weeks £1500
I decluttered only two things this week ,just one book and a set of three storage tubs
4 No spend days
Make £14 a day challenge has been good overall although only £4 was from selling but £140 from gifts so £144 this week and £442.12 in total over 3 weeks .
Food budget has been good this week too ,just a few pounds over
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First day of week 4 and woke to a sale ! £6.45 but very happy with that ...I also have quite a lot of Nectxr points so i will be using them for the majority of my food shopping this week and whatever i save will go in to my challenge pot. I still have quite a lot of food in the freezer , i will do a meal plan today for the week and get listing on Ebxy and local marketplace ,i need to set myself a challenge ,14 items listed over 7 days ,thats only 2 a day ,lets see how i go4
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Well halfway through week 4 already , time really does go so quickly and i have saved £500 ..£250 has gone in to PBs as usual and £250 to mort OPs..Total saved £2000 ..Very happy with that
The make £14 a day is not going so well but i still have 4 days to try and pull something out of the hat ..I think i am around £80 short ..I was going to use all my nectxr points for food this week then transfer the cash but never got to Sainsburxys so that can be used for next weeks food shop instead5
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