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£30,000 in one year ...One big push
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You’re doing so well!!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Blooming awesome.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you both for your support .I have thrown myself hard in to so many things ,very part time work for my husband ,very tight budget for our family and now spending every spare minute working on my new business idea that is turning out to be very hit and miss but i wont be giving up i will just work harder at it ,i can see that it is a great way to earn but stay at home while doing it which i love.
Week 43..£500 in to PBs this morning ..Total now at £21,500 .I should say that almost all this saving is down to my husband who is working 10-20 hours extra every week2 -
Sounds pretty full on for your DH. Good that you're almost at target.
I hope your business idea works out.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
Thank you SH ..This week has been brilliant ,i have done really well after weeks where i have made nothing or close to nothing..Fingers crossed that next week will be just as good
Week 44 and £500 in to PBs..Total now at £22,000 so far this year ,£8000 left to find now3 -
Hi tryharder, I am back after a hiatus and pleased to find you new diary! Just whizzed through and so impressed, as I always am when I come to your diary! Incredible work!3
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So pleased you met your target again.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
Thank you all very much as always .
Week 45 .A bit late with the update i am afraid .I have been working up to ten hours a day on my new project and over the last two weeks i have done really well so i just need to keep up the hard work and accept that there will be good weeks and not so good weeks .Anyway back to the numbers
Week 45 and thanks to my husband as always £500 has been added to the PBs .Total now at £22,500 , just another £7500 to find now ,very,very grateful as always2 -
Amazing as always.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Wow try_harder…what an amazing achievement. Wishing you all the best in your new venture.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173
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