November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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Make an EXTRA £10 a Day in January 2023
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lindsaygalaxy said:Has anyone used airtime rewards? I’m trying to work out if it is real?Make £10 a day challenge - January 2023 = £292.89/£310 - Feb 2023 = £677.09/280 - March 2023 = £102.45/£310 - April = £300.12/300 - May 2023 = £306.80/£310 - June = £245.88/£150 - July = £295.45/£310 - August 2023 £51.56/£3102
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WelshSaver said:I would love to join in this challenge @CMD79
I really need the inspiration.
Can you put me down for £10 a day. Was going to go easier on myself but really need a push.
Thanks 😇0 -
Starting the month with £13.64 from prolific and interest on my chase pots.01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,1100 -
I did! I was given a tip of £5 this morningI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
Just £1.62 today from Qm/e. Got quite a bit sat in P/fc but not approved yet and some more flying through Cyber space from SB. I'm sure the month will get better, it is still officially Christmas until 12th night after all.....Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Hello all, total of £23.76 to add:
£17.62 in old bank account. I count this as it’s ‘new’ income to me - even though it has been there years, I’d completely overlooked it/forgotten
£2.01 EBay sale - I can understand people questioning if this is worth it! But I’m in that mindset that says every little helps.
£2.15 Curious Cat surveys
21p Qmee - it hasn’t been working for ages
£1.66 ‘Roadkill’ from car, did a quick search of nooks and crannies after spotting a penny. Coins needed washing 🤦🏻♀️Thanks for ongoing inspiration, it’s good to see how people work at this and the impressive results!That’s £57.39 so far for me.
Good luck all.1 -
MrsCautious said:Hello all, total of £23.76 to add:
£17.62 in old bank account. I count this as it’s ‘new’ income to me - even though it has been there years, I’d completely overlooked it/forgotten
£2.01 EBay sale - I can understand people questioning if this is worth it! But I’m in that mindset that says every little helps.
£2.15 Curious Cat surveys
21p Qmee - it hasn’t been working for ages
£1.66 ‘Roadkill’ from car, did a quick search of nooks and crannies after spotting a penny. Coins needed washing 🤦🏻♀️Thanks for ongoing inspiration, it’s good to see how people work at this and the impressive results!That’s £57.39 so far for me.
Good luck all.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Just realised my Credit Card is cashback. I put a very large bill on it at the end of last month which I can afford to pay off in full at the end of January from my emergency fund.
I paid by cc as I got a 5% discount from the vets if I paid within a few days (horse had surgery and is recovering nicely) and I thought I was just being clever paying by card to get the discount and leaving money in savings but today I got cashback credited to the card of £87.20. Wow! So plus £15 for the bike sold and £100 for the work which I'm hoping they pay this month my total is £202.20
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Makingabobor2 said:MrsCautious said:Hello all, total of £23.76 to add:
£17.62 in old bank account. I count this as it’s ‘new’ income to me - even though it has been there years, I’d completely overlooked it/forgotten
£2.01 EBay sale - I can understand people questioning if this is worth it! But I’m in that mindset that says every little helps.
£2.15 Curious Cat surveys
21p Qmee - it hasn’t been working for ages
£1.66 ‘Roadkill’ from car, did a quick search of nooks and crannies after spotting a penny. Coins needed washing 🤦🏻♀️Thanks for ongoing inspiration, it’s good to see how people work at this and the impressive results!That’s £57.39 so far for me.
Good luck all.1 -
Over the last two days i have made £5.72 on Top Cashback that had been sitting in that account for months and months..£8.04 from an exay sale ..£15.22 25% discount on next weeks shop ..Total over 3 days is £44.732
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