We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
PAY ALL YOUR DEBT OFF BY XMAS 2023
Comments
-
Morning, another DD of £80 today so I am now:
#41 £2824.82/£12000
MPS.xNovember 2022 - £46,626.96 / May 2025 - £4,770.00
Debt paid off so far - £41,856.96 (89.76%)
Current Challenges:
#10 DFBXMAS25 £9870.00 / £15120.00 (65.27% paid off)
Completed Challenges:
#15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
#41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!
MissPennySave's Debt Free Diary - DFW Diary5 -
Morning!
Friday update, what an amazing total!Number Name Target Payments % 1 Shell16 £ 2,666 £2,786.00 104.50 2 Ahall3519 £ 638 £ 158.00 24.76 3 Antomac £ 5,800 £ 323.00 5.57 4 Bekah89 £ 4,000 £ 1,369.54 34.24 5 Doily94 £ 7,077 £ 252.18 3.56 6 Outoftheviciouscircle £ 12,000 £ 1,848.49 15.40 7 Messydebt £ 23,302 £ 2,737.00 11.75 8 Gingerwarrior £ 2,208 0.00 9 Lanky_larry £ 3,675 £ 3,175.00 86.39 10 SupersavingD £ 5,460 £ 749.60 13.73 11 She_always_has_a_plan £ 7,350 £ 579.93 7.89 12 Littlemissdetermined £ 4,713 £ 2,902.00 61.57 14 Pixie-fairydust £ 5,000 0.00 15 LLM2018 £ 5,000 £ 437.80 8.76 16 angelicious £ 3,780 £ 153.31 4.06 17 Blackberrycurved £ 6,000 £ 270.00 4.50 18 Stuartp2000 £ 8,000 £ 2,999.45 37.49 19 Gettingmyshiztogether £ 10,676 £ 801.85 7.51 20 _Dolly_Rocker_ £ 15,246 £ 1,296.58 8.50 21 bigbeff £ 6,089 £ 1,412.01 23.19 22 Buffythedebtslayer £ 4,222 £ 572.00 13.55 23 Jrcoal5 £ 3,000 £ 1,552.42 51.75 24 Birdee £ 4,385 £ 2,400.00 54.73 25 Maeve444 £ 14,258 £ 2,214.90 15.53 26 nomi01 £ 5,000 £ 1,761.54 35.23 27 Randomone £ 10,457 0.00 28 Welshspendthrift £ 11,200 £ 1,979.83 17.68 29 tryingtodobetter £1,975 £ 325.00 16.46 30 gill5blue £7,941 £ 1,033.77 13.02 31 jody51 £18,010 £ 2,495.00 13.85 32 cybertortoise £5,000 £ 740.99 14.82 33 Snoopys_Fiendish_Friend £8,124 0.00 34 jingsmybucket £ 7,000 0.00 35 Irishrose12 £4,500 £ 320.00 7.11 36 Honeysucklelou2 £4,300 £ 555.00 12.91 37 Deleted_User £ 2,565 0.00 38 CMD79 £13,764 0.00 39 The_long_and_winding_road £12,000 £ 2,570.09 21.42 40 Golden_Goose_The £5,478 £ 405.00 7.39 41 MissPennySave £12,000 £ 2,824.82 23.54 42 Keedie £6,000 £ 1,270.74 21.18 43 Living_my_best_life £ 10,377 £ 314.77 3.03 44 Cheesephetamine £6,998 0.00 45 olaf2014 £ 500 £ 64.50 12.90 46 MRMrsR £8,400 £ 1,990.00 23.69 47 Tara66 £4,348 £ 1,343.50 30.90 48 Ega £15,755 0.00 49 Herewegoagainx100 £ 5,750 0.00 50 ZaSa1418 £ 12,000 £ 1,495.29 12.46 51 MillieG90 £17,812 £ 7,919.19 44.46 52 Rochelle13 £15,000 0.00 53 Rdpncp £3,000 0.00 54 kmcld2 £4,786 £ 150.00 3.13 55 BSideBaby £4,800 £ 726.45 15.13 56 real_name_hidden £17,658 £ 5,056.83 28.64 57 shayal2 £ 24,360 £ 528.00 2.17
Total Target set by all Members - £451,403
Total Paid so far - £66,681.37
14.8%Debt Free - 04/03/23. Total LBM August 2021 £15410.70
3 -
#10 £785/£5460
Thanks4 -
Been AWOL a bit but still going!
#21 £1940.05/£6088.20 32%
Thanks!
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
4 - DFD: September 1st 2023[/b]
-
#18 3149.45 / 8000Paid 150 to loan today.Challenges
MFW 2025 #6 - 14871.56/14,000
Completed Challenges
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0004 -
Keep forgetting to update my totals, sent another £50 to the Bank of Mum, so it's now
#42. £1,426.28/£6,000 (23.77%)Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
#19 £1,137.32 /£10,675.89
Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
January 2023 £347.16/ £250 ♥
Feb 2023 £423.01 /£420 💚
March £351.84 /£400 💚
April £320.23 /£400 💚
May £142.90 /£380 (plus £80 roll over from April = £460)
Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁4 -
Good evening everyone! Please put me down for a small £3.50 which now makes it
#2 £161.50/£637.98 25% paid.
Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.3 -
£30 paid to CC today so total is now...
#55 £756.45 / £4800
#55 DFBXMAS23 £1465.70 / £4800
CC#1 £877.00 CC#2 £1315.72
Savings: £153.004 -
Hello
bit late to this but can I join please?
‘Goes off to work out total debt and have a cry’3
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards