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PAY ALL YOUR DEBT OFF BY XMAS 2023

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Comments

  • Jrcoal5
    Jrcoal5 Posts: 647 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Small payment made today £8.44 so my total is now #23 £794.33/£3000
    Pay off debt by Xmas 2023 #23
    paid £7112/£7800-**DEBT FREE April 2024**

    My debt free diary https://forums.moneysavingexpert.com/discussion/6436651/clearing-my-debt-after-25-years#latest

    £9400 saved for emergency fund 

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning @Rdpncp, and welcome you are number 53.  Its never too late to join!

    To help me run this thread easily, could you please post your challenge number - Payments/Targets for example in bold

    #53 - £50/£3000 


    Posting any other way may result in your amounts not being updated or updated incorrectly. 
    By the way, don't worry about working out your % paid as I can do that for you!  You can post as little or as much as you like, but please remember to update on here at least monthly.  Please add your Member number to your signature.

    Good Luck!

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    MrMrsR said:
    #46

    1990/8400

    Looks better than it will be. I had to use my small car costs savings pot, (that had already got taken down a chunk just last month as I've now broke down a 2nd time bigger job) I made all my minimum payments bigger to knock it down as I've now got an unknown car repair coming up which will need to go on a card and will bump me back up 🙄 will update in a week or so with true state of it. 


    Oh no, so sorry to hear about the car.  Dont let this put you off posting on the thread.  Sometimes these things happen to test us, and testing they are too!  Do you have an EF?

    Shell x

                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • olaf2014
    olaf2014 Posts: 71 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    #45 well like a absolute nit I was stupid 

    I saved the extra money I was earning and was going to pay a lump some off. Hand £40 and I'm a moment of weakness I spent it. I wouldn't say it was all stupid as my daughter went to youn voices concert with school so I went to supermarket and got some snacks and drinks to take with us to save spending money at the arena (which would be expensive which it was a coke was just short of £5 then £1 for the cup) so technically I saved money but I spent the full £40 in the supermarket. 😡 Got potatoes which we needed but the rest was snacks and the classic oh I fancy that.

    Moving forward any little bit I earn extra will be paid off as soon as it's in my account. 
    Been hiding under a rock for that last few years hoping it will go away but it doesn't now is the time for the rocket 🚀 I want to be no I need to be debt free Debt free #45 £5.50- £500 1p challenge £47.19 - £667.95 (Doing this in a random order). £5 a day Jan - total £103.37 (short but only way is up£5 a day Feb - total £19.13. Debt free by march 2025 (if pay mins)
  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    @olaf2014 Oh no dont worry about it, its done and sounds like it was a wise decision.  I heard about that Young Voices Concert was it in Manchester with Heather Small?  
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

  • olaf2014
    olaf2014 Posts: 71 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Are was Sheffield was a good night.

    Just kicking myself coz I should have planned better and didn't however will learn from this 
    Been hiding under a rock for that last few years hoping it will go away but it doesn't now is the time for the rocket 🚀 I want to be no I need to be debt free Debt free #45 £5.50- £500 1p challenge £47.19 - £667.95 (Doing this in a random order). £5 a day Jan - total £103.37 (short but only way is up£5 a day Feb - total £19.13. Debt free by march 2025 (if pay mins)
  • #19 £801.85 /£10,675.89  
    Grocery Challenge 🍇🍈🍉🍊🍋🍌🍍
    January 2023 £347.16/ £250 ♥
    Feb 2023 £423.01 /£420 💚
    March £351.84 /£400 💚
    April £320.23 /£400 💚
    May £142.90 /£380 (plus £80 roll over from April = £460) 

    Christmas 2023 Saver #42 £305/£730🎄🎁🎄🎁

  • Good evening everyone! Please put me down for £10 which now makes it;

    #2 £93/£637.98 15% paid
    Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.
  • Hi All,
    Paid another £110.11 today

    total so far No 30.  £906.66/£7941

    cheers all xx
    gill5blue
    paid all debts off 2024 yay

  • shell16
    shell16 Posts: 1,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Morning! 

    Here is your Friday update. As ever the formatting is all wrong but im not technical enough to correct! :lol:

    Number Name  Target              Payments                   %
    1 Shell16  £    2,666               £1,042.00 39.08
    2 Ahall3519  £        638  £               93.00 14.58
    3 Antomac  £    5,800  £             323.00 5.57
    4 Bekah89  £    4,000  £          1,054.23 26.36
    5 Doily94  £    7,077  £             252.18 3.56
    6 Outoftheviciouscircle  £  12,000  £          1,476.58 12.30
    7 Messydebt  £  23,302  £          1,252.87 5.38
    8 Gingerwarrior  £    2,208   0.00
    9 Lanky_larry  £    3,675  £          3,175.00 86.39
    10 SupersavingD  £    5,460  £             461.00 8.44
    11 She_always_has_a_plan  £    7,350  £             579.93 7.89
    12 Littlemissdetermined  £    4,713  £             783.00 16.61
    14 Pixie-fairydust  £    5,000   0.00
    15 LLM2018  £    5,000  £             437.80 8.76
    16 angelicious  £    3,780  £             153.31 4.06
    17 Blackberrycurved   £    6,000  £               90.00 1.50
    18 Stuartp2000  £    8,000  £          1,556.76 19.46
    19 Gettingmyshiztogether  £  10,676  £             801.85 7.51
    20 _Dolly_Rocker_  £  15,246  £             648.29 4.25
    21 bigbeff  £    6,089  £          1,190.97 19.56
    22 Buffythedebtslayer  £    4,222  £             572.00 13.55
    23 Jrcoal5  £    3,000  £             794.33 26.48
    24 Birdee  £    4,385  £          1,900.00 43.33
    25 Maeve444  £  14,258   0.00
    26 nomi01  £    5,000  £          1,586.54 31.73
    27 Randomone  £  10,457   0.00
    28 Welshspendthrift  £  11,200  £          1,527.30 13.64
    29 tryingtodobetter £1,975  £             240.00 12.15
    30 gill5blue £7,941  £             906.66 11.42
    31 jody51 £18,010  £          1,245.00 6.91
    32 cybertortoise £5,000   0.00
    33 Snoopys_Fiendish_Friend £8,124   0.00
    34 jingsmybucket  £    7,000   0.00
    35 Irishrose12 £4,500  £             320.00 7.11
    36 Honeysucklelou2 £4,300  £             555.00 12.91
    37 Deleted_User  £    2,565   0.00
    38 CMD79 £13,764   0.00
    39 The_long_and_winding_road £12,000  £          1,620.79 13.51
    40 Golden_Goose_The £5,478  £             405.00 7.39
    41 MissPennySave £12,000  £          1,718.67 14.32
    42 Keedie £8,000  £             743.41 9.29
    43 Living_my_best_life  £  10,377  £             301.67 2.91
    44 Cheesephetamine £6,998   0.00
    45 olaf2014  £        500  £               21.50 4.30
    46 MRMrsR £8,400  £          1,990.00 23.69
    47 Tara66 £4,348  £             881.00 20.26
    48 Ega £15,755   0.00
    49 Herewegoagainx100  £    5,750   0.00
    50 ZaSa1418  £  12,000  £          1,495.29 12.46
    51 MillieG90 £17,812  £          6,204.13 34.83
    52 Rochelle13 £15,000   0.00
    53 Rdpncp £3,000   0.00

    Total Target set by all members - £401,799
    Total Payments made - £40,400.06
    10.1%

    A huge well done to everyone, this is an amazing total!
    Shell x
                                                                                             

     Debt Free - 04/03/23.  Total LBM August 2021 £15410.70

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